Monmouth County and Rumson Borough property record for 118 E River Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Architecture Style | Colonial |
| Year Built | Built 2019 |
| Square Footage | 1,827 sqft Total Area |
| Lot Size | 8,350 sqft (0.192 acres) |
| Last Sale | $1,150,000 (2022) |
| Tax Bill | $12,494.00 (2025) |
| Primary APN | 41-00052-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,827 sqft Total Area |
|---|---|
| 1st Floor | 1,129 sqft 1st Floor |
| Upper Floors | 21 sqft Upper Floors |
| Basement Area | 1,129 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,350 sqft (0.192 acres) |
| Depth X Width | 167 ft x 50 ft Depth x Width |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 099400 |
|---|---|
| Street Address | 118 E RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1631 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Subdivision | GRAND POINTE CONDO |
| Legal Block | 52 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00052-0000-00012
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage OCEANFIRST BANK |
| Mar 17, 2022 | Deed, Transfer · Commercial Mortgage OCEANFIRST BANK |
| Dec 11, 2019 | Deed of Trust, Mortgage TD BK NA |
| Jan 08, 2019 | Trustee's Deed, Construction Loan · Building or Construction Mortgage TWO RIVER CMNTY BK |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit TWO RIVER CMNTY BK |
| Oct 11, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on Record |
| Deed Sale | Mar 17, 2022 · Amount on Record |
| Prior Sale | May 28, 2015 · Amount on Record |
| Deed Doc Number | 202231252 |
| Deed Book / Page | 9585 / 816 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 BRIDGE AVE 314, 314, RED BANK, NJ 07701-1542 |
| Document Number | 0095214342 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 9521/4342 |
| Instrument | 2021096746 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08754 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 17, 2022 |
| Property Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Document Number | 0095850816 |
| Book / Page | 9585 / 816 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022031252 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | NOT AVAILABLE, THE LEAR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 171 CHURCH ST, 171, ABERDEEN, NJ 07747-1347 |
| Name | Verified Name |
|---|---|
| Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Document Number | 2022031253 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022031253 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Document Number | 0000123416 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 BRIDGE AVE #314 RED BANK NJ 077011542, 314, RED BANK, NJ 07701-1542 |
| Document Number | 0000123416 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 009387/003270 |
| Instrument | 123416 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08003 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 08, 2019 |
| Property Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Book / Page | 009329 / 009608 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2459 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 25, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 118 E RIVER RD RUMSON NJ 077601631, RUMSON, NJ 07760-1631 |
| Document Number | 0000002459 |
|---|---|
| Date | Jan 08, 2019 |
| Book Page | 009329/009608 |
| Instrument | 2459 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | RED BANK, NJ 07701 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Document Number | 0000058471 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 BRIDGE AVE #314 RED BANK NJ 077011542, 314, RED BANK, NJ 07701-1542 |
| Document Number | 0000058471 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 009292/003612 |
| Instrument | 58471 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON FALLS, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 11, 2017 |
| Property Address | 118 E RIVER RD, RUMSON, NJ 07760-1631 |
| Document Number | 0092530575 |
| Book / Page | 009253 / 000575 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,399,700 (+17.52%) Land $665,500 Building $734,200 | $1,399,700 (+17.52%) Land $665,500 Building $734,200 | |
| 2025 | $12,494.00 (-0.47%) | $1,191,000 (+4.31%) Land $577,500 Building $613,500 | $1,191,000 (+4.31%) Land $577,500 Building $613,500 |
| 2024 | $12,553.00 (+6.86%) | ||
| 2023 | $1,141,800 Land $536,300 Building $605,500 | $1,141,800 Land $536,300 Building $605,500 | |
| 2022 | $11,747.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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