118 E Raleigh St, Stanfield, NC 28163 Property Records

Stanly County property record for 118 E Raleigh St, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,354 sqft · built 1927
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Dec 2022)
Tax Bill	$1,582 (2026)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557404530799`

Property Details

APN / Parcel Number

Primary APN	`557404530799`
Alternative APNs	`557403439636` `1541437` `1554016` `15554` `16548`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,354 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	160 ft deep x 250 ft wide
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Septic

Location & Zoning

Account Number	1554016
Street Address	118 E RALEIGH ST
City	STANFIELD
State	NC
Zip	28163-7680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 118 E RALEIGH ST LTS 38/42 557403158
Legal Subdivision	40 41 42 AS SHOWN IN
Legal Lot Number	38
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2070
Census Tract	930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 3, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2022453891
Deed Book / Page	1807 / 1592
Last Transfer Date	Feb 3, 2026
Transfer Doc	0000484807
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Feb 3, 2026
Property Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680
Document Number	0000484807
Book / Page	1908 / 469
Instrument Date	Feb 3, 2026
Instrument	484807
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6374 WITHERSPOON TRL, LANCASTER, SC 29720-7736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Feb 3, 2026
Property Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680
Document Number	0000484807
Book / Page	1908 / 469
Instrument Date	Feb 3, 2026
Instrument	484807
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6374 WITHERSPOON TRL, LANCASTER, SC 29720-7736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680

Mortgage

Document Number	0000482171
Date	Oct 22, 2025
Book Page	1898/789
Instrument	482171

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	2
Max Rate	11.4%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 15, 2022
Property Address	118 E RALEIGH ST, STANFIELD, NC 28163-7680
Document Number	0000453891
Book / Page	1807 / 1592
Map Reference	MB 1 PG 46
Instrument Date	Dec 14, 2022
Instrument	453891
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8037 RIVER RD, STANFIELD, NC 28163-5559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 HAIGLER RD, MONROE, NC 28110-0630

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,582.00	$166,605 (-) Land $55,233 Building $111,372	$166,605 (-) Land $55,233 Building $111,372
2025	$1,582.00 (+116.42%)	$166,605 (+139.23%) Land $55,233 Building $111,372	$166,605 (+139.23%) Land $55,233 Building $111,372
2023	$731.00	$69,642 Land $32,638 Building $37,004	$69,642 Land $32,638 Building $37,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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