118 E Poplar Dr, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 118 E Poplar Dr, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1971
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Jul 2026)
Tax Bill	$6,373 (2026)
Deeds & Mortgages	Jul 2026 Sale Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012200 86.10-4-9`

Property Details

APN / Parcel Number

Primary APN	`012200 86.10-4-9`
Alternative APNs	`22000860100004009000` `08601000040090000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	982 sqft
Upper Floors Area	208 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	99 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08601000040090000000
Street Address	118 E POPLAR DR
City	DELMAR
State	NY
Zip	12054-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 118 ELSMERE
Legal Subdivision	MEEDOWS
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1010
Census Tract	14201

Owner

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	892 MERCER ST, ALBANY, NY 12208-2223
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Nov 6, 2020	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	202613025
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 13, 2026
Property Address	118 E POPLAR DR, DELMAR, NY 12054-2225
Document Number	0000013025
Instrument Date	Jul 2, 2026
Instrument	202613025
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$162,004.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 MERCER ST, ALBANY, NY 12208-2223

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	118 E POPLAR DR, DELMAR, NY 12054-2225
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E POPLAR DR, DELMAR, NY 12054-2225

Mortgage

Document Number	0000000638
Date	Apr 25, 2022
Instrument	R2022-10638

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	118 E POPLAR DR, DELMAR, NY 12054-2225
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E POPLAR DR, DELMAR, NY 12054-2225

Mortgage

Document Number	0000000639
Date	Apr 25, 2022
Instrument	R2022-10639

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	118 E POPLAR DR, DELMAR, NY 12054-2225
Document Number	0000027702
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E POPLAR DR DELMAR NY 120542225, DELMAR, NY 12054-2225

Mortgage

Document Number	0000027702
Date	Nov 24, 2020
Instrument	27702

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 23, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	118 E POPLAR DR, DELMAR, NY 12054-2225
Document Number	0000027701
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E POPLAR DR DELMAR NY 120542225, DELMAR, NY 12054-2225

Mortgage

Document Number	0000027701
Date	Nov 24, 2020
Instrument	27701

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 23, 2040

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,373.00 (+1.09%)
2025	$6,304.00	$191,100 (-) Land $63,100 Building $128,000	$298,594 (+17.19%) Land $98,594 Building $200,000
2023		$191,100 Land $63,100 Building $128,000	$254,800 Land $84,133 Building $170,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

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