118 E Placita Roca de Oro, Tucson, AZ 85704 Property Records

Pima County property record for 118 E Placita Roca de Oro, Tucson, AZ 85704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 2004
Lot Size	0.194 acres (8,428 sqft)
Owner	2 Company Names on Record
Last Sale	$640,000 (Jun 2023)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-11-3120`

Property Details

APN / Parcel Number

Primary APN	`225-11-3120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,420 sqft Living Area
1st Floor Area	2,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Material	Tile
Lot Area	8,428 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 E PLACITA ROCA DE ORO
City	TUCSON
State	AZ
Zip	85704-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R17
Legal Description	VISTA MONTANA LOT 16
Legal Range	13E
Legal Township	12S
Legal Section	24
Legal Subdivision	VISTA MONTANA
Legal Lot Number	16
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	1
Census Block	1002
Census Tract	4620

Owner

Source: Pima County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	118 E PLACITA ROCA DE ORO, TUCSON, AZ 85704-8612
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ALTITUDE FINANCIAL CORP
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	May 7, 2004 · Amount on Record
Deed Document Number	2023134
Prior Transfer Date	Aug 23, 2011
Prior Transfer Doc	0000000241
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Recording Date	Apr 17, 2026
Property Address	118 E PLACITA ROCA DE ORO, TUCSON, AZ 85704-8612
Document Number	0000000208
Instrument Date	Apr 9, 2026
Instrument	2026208
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	118 E PLACITA ROCA DE ORO, TUCSON, AZ 85704-8612

Mortgage

Document Number	0000000208,
Date	Apr 17, 2026
Instrument	2026208

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Jun 16, 2023
Property Address	118 E PLACITA ROCA DE ORO, TUCSON, AZ 85704-8612
Document Number	0001670134
Map Reference	MB 56 PG 31
Instrument Date	Jun 6, 2023
Instrument	20231670134
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	STEWART TITLE & TR OF TUCSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E PLACITA ROCA DE ORO, ORO VALLEY, AZ 85704-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	118 E PLACITA ROCA DE ORO, TUCSON, AZ 85704-8612

Mortgage

Document Number	0001670135
Date	Jun 16, 2023
Instrument	20231670135

Lender

Name	ALTITUDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Nov 16, 2020
Property Address	118 E PLACITA ROCA DE ORO, ORO VALLEY, AZ 85704-8612
Document Number	0003210226
Map Reference	MB 56 PG 31
Instrument Date	Nov 10, 2020
Instrument	20203210226
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE & TR OF TUCSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E PLACITA ROCA DE ORO, 118, ORO VALLEY, AZ 85704-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 35117, TUCSON, AZ 85740-5117

Mortgage

Document Number	0003210227
Date	Nov 16, 2020
Instrument	20203210227

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Municipality	Oro Valley Town
Unified School District	Amphitheater Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,128 (-14.5%)	$493,012 (+5.04%)
2025	$4,742.00 (+8.54%)
2024		$46,934 (+21.14%)	$469,337 (+21.14%)
2023	$4,369.00 (+5.05%)	$38,745
2022	$4,159.00		$387,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORO VALLEY WATER UTILITY serves 42,316 people · EPA ID AZ0410164
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Simply Bits Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, WeLink Communications.

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