Owen County property record for 118 E Perry St, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,544 sqft · built 1955 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Apr 2020) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-20-00-073.09 |
| Primary APN | 061-20-00-073.09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 9243 |
|---|---|
| Street Address | 118 E PERRY ST |
| City | OWENTON |
| State | KY |
| Zip | 40359-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT/HOUSE/IMP |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970202 |
Source: Owen County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 E PERRY ST, OWENTON, KY 40359-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK |
| Apr 7, 2020 | Deed, Transfer LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on Record |
| Deed Sale | Apr 7, 2020 · Amount on Record |
| Prior Sale | Nov 7, 2007 · Amount on Record |
| Deed Document Number | 2020000912 |
| Deed Book / Page | 259 / 222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 118 E PERRY ST, OWENTON, KY 40359-1419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000329/478 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 329/478 |
| Instrument | 1168152 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 118 E PERRY ST, OWENTON, KY 40359-1419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG283/352 |
|---|---|
| Date | May 3, 2019 |
| Book Page | MTG 283/352 |
| Instrument | 2019001141 |
| Name | CITIZENS UNION BANK |
|---|---|
| Type | Bank |
| Address | OWENTON, KY 40359 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 26, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | Apr 7, 2020 |
| Property Address | 118 E PERRY ST, OWENTON, KY 40359-1419 |
| Document Number | 259/222 |
| Book / Page | 259 / 222 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020000912 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 E PERRY ST, 118, OWENTON, KY 40359-1419 |
| Name | Verified Name |
|---|---|
| Address | 118 E PERRY ST, OWENTON, KY 40359-1419 |
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Municipality | Owenton City |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 (+1.81%) | $95,000 (-) | $95,000 (-) |
| 2023 | $1,103.00 | $95,000 | $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Broadlinc Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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