118 E Ormsby Ave, Louisville, KY 40203 Property Records

Louisville/Jefferson County Metro Government property record for 118 E Ormsby Ave, Louisville, KY 40203 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 1900
Lot Size	0.17 acres (7,388 sqft)
Owner	2 Individual Names on File
Last Sale	$218,850 (Jun 2007)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08032F00760000`

Property Details

APN / Parcel Number

Primary APN	`08032F00760000`
Alternative APNs	`032F00760000` `00094679`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,400 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,388 sqft (0.17 acres)
Lot Dimensions	221 ft deep x 33.3 ft wide
Deck Area	Deck Area
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00094679
Street Address	118 E ORMSBY AVE
City	LOUISVILLE
State	KY
Zip	40203-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.1696 AC SS ORMSBY AVE 220 FT E OF FIRST ST 33.33 X 221.75 TO 20' ALLEY
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE CENTRAL
Census Block Group	2
Census Block	2003
Census Tract	6600

Owner

Source: Louisville/Jefferson County Metro Government records · APN 08032F00760000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 E ORMSBY AVE, LOUISVILLE, KY 40203-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BANK & TRUST CO
Sep 28, 2020	Quit Claim Deed, Transfer AMERICAN NBRHD MTG ACCPTNC
Jul 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage OLD NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2007 · Amount on Record
Deed Sale	Jun 12, 2007 · Amount on Record
Deed Document Number	200794283
Deed Book / Page	9051 / 740
Last Transfer Date	Sep 15, 2020
Transfer Doc	0117970475
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	118 E ORMSBY AVE, LOUISVILLE, KY 40203-2730
Transaction Type	Mortgage
Record Updated	Mar 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130159
Date	May 27, 2021
Book Page	17409/646
Instrument	2021130159

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 03, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 28, 2020
Property Address	118 E ORMSBY AVE, LOUISVILLE, KY 40203-2730
Document Number	0117970475
Book / Page	011797 / 000475
Instrument Date	Sep 23, 2020
Instrument	201966
Transaction Type	Transfer
Record Updated	Oct 08, 2020
Title Company	SIGNATURE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 E ORMSBY AVE LOUISVILLE KY 402032730, LOUISVILLE, KY 40203-2730

Mortgage

Document Number	168240157
Date	Sep 28, 2020
Book Page	016824/000157
Instrument	201967

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	118 E ORMSBY AVE, LOUISVILLE, KY 40203-2730
Document Number	0160630248
Instrument Date	Jul 08, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 E ORMSBY AVE LOUISVILLE KY 402032730, LOUISVILLE, KY 40203-2730

Mortgage

Document Number	0160630248
Date	Aug 01, 2019
Book Page	016063/000248
Instrument	176004

Lender

Name	OLD NAT'L BK
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,996.00 (-6.11%)	$396,560 (-) Land $59,000 Building $337,560
2024			$396,560 (-) Land $59,000 Building $337,560
2023	$5,321.00 (+10.92%)	$396,560 (+12.41%) Land $59,000 Building $337,560	$396,560 (+12.41%) Land $59,000 Building $337,560
2022	$4,797.00	$352,770 Land $40,000 Building $312,770	$352,770 Land $40,000 Building $312,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110066002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Old Louisville Residential District (Boundary Increase) listed 1984 · 27 contributing resources · NRIS 84001583
Listed Area	Within Olmsted Park System listed 1982 · 6 contributing resources · NRIS 82002715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 773 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Intermart	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: Verizon, T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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