118 E Ohio St, Momence, IL 60954 Property Records

Kankakee County property record for 118 E Ohio St, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2018)
Tax Bill	$5,599 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-11-19-110-006`

Property Details

APN / Parcel Number

Primary APN	`05-11-19-110-006`

Exterior

Lot Area	8,850 sqft (0.203 acres)

Location & Zoning

Street Address	118 E OHIO ST
City	MOMENCE
State	IL
Zip	60954-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHEAST ADDN WH LOT 1 & 4 BLK 7 19-31-14E
Legal Subdivision	SOUTHEAST ADD
Legal Block	7
Legal Lot Number	1,4
Jurisdiction	KANKAKEE IL
Township / Civil Division	MOMENCE
Census Block Group	3
Census Block	3026
Census Tract	10900

Owner

118 E Ohio St is owned and occupied by an individual who bought it in July 2018.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	118 E OHIO ST, MOMENCE, IL 60954-1741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20187335
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	118 E OHIO ST, MOMENCE, IL 60954-1741
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202114683
Date	Oct 19, 2021
Instrument	202114683

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jul 10, 2018
Property Address	118 E OHIO ST, MOMENCE, IL 60954-1741
Document Number	0201807335
Instrument Date	Jun 28, 2018
Instrument	201807335
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E OHIO ST, MOMENCE, IL 60954-1741

Mortgage

Document Number	201807336
Date	Jul 10, 2018
Instrument	201807336

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 E Ohio St was $5,599, down 6.6% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Momence Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,599.00 (-6.57%)	$76,346 Land $11,973 Building $64,373	$229,038 Land $35,919 Building $193,119
2024	$5,993.00
2023		$67,492 Land $11,973 Building $55,519	$202,476 Land $35,919 Building $166,557
2022	$5,088.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 E Ohio St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	28 (1979–2020)
Claims Outside the SFHA	4 of 28
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 E Ohio St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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