118 E Nevada St, Ashland, OR 97520 Property Records

Jackson County property record for 118 E Nevada St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,732 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$6,631 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`391E04BD1903`

Property Details

APN / Parcel Number

Primary APN	`391E04BD1903`
Alternative APNs	`391E04BD01903` `10975686`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	2,854 sqft
1st Floor Area	1,022 sqft
2nd Floor Area	710 sqft
Basement Area	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Driveway	Driveway

Exterior Amenities

Deck Area	170 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 E NEVADA ST
City	ASHLAND
State	OR
Zip	97520-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	04
Legal Quarter	2
Legal Subdivision	PARTITION PLAT
Legal Block	3
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3026
Census Tract	1802

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E NEVADA ST, ASHLAND, OR 97520-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROGUE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 3, 2007
Transfer Doc	0000016089
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	118 E NEVADA ST, ASHLAND, OR 97520-1024
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005022
Date	Mar 10, 2026
Instrument	2026-005022

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	118 E NEVADA ST, ASHLAND, OR 97520-1024
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022559
Date	May 24, 2021
Instrument	2021-022559

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	118 E NEVADA ST, ASHLAND, OR 97520-1024
Document Number	0000035798
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 E NEVADA ST ASHLAND OR 975201024, ASHLAND, OR 97520-1024

Mortgage

Document Number	0000035798
Date	Oct 20, 2017
Instrument	35798

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,260 (+3%)	$614,760 (-3.99%) Land $244,760 Building $370,000
2025	$6,631.00 (+2.16%)	$418,700 (+3%) Land $139,560 Building $279,140	$640,320 (+5.06%) Land $232,600 Building $407,720
2024	$6,491.00 (+3.36%)	$406,510 (+3%) Land $135,490 Building $271,020	$609,500 (-10.52%) Land $232,600 Building $376,900
2023	$6,280.00 (+3.32%)	$394,670 (+3%) Land $131,540 Building $263,130	$681,170 (+11.61%) Land $328,680 Building $352,490
2022	$6,078.00	$383,180 Land $127,710 Building $255,470	$610,340 Land $334,610 Building $275,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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