118 E Mountain Ave, Winsted, CT 06098 Property Records

Winchester Town property record for 118 E Mountain Ave, Winsted, CT 06098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 2009
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2022)
Tax Bill$4,596 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2022 Sale & Mortgage
APN103951

Property Details

APN / Parcel Number

Primary APN103951
Alternative APNs
  • WINC M:108 B:151A L:112
  • WSTR M:108 B:151A L:112

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
Gross Area3,052 sqft
1st Floor Area1,476 sqft
Basement Area1,476 sqft
Unfinished Basement1,476 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number103951
Street Address118 E MOUNTAIN AVE
CityWINSTED
StateCT
Zip06098-1355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block151A
Legal Lot Number112
JurisdictionWINCHESTER CT
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2007
Census Tract320102

Owner

Source: Winchester Town records · APN 103951

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 E MOUNTAIN AVE, WINSTED, CT 06098-1355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Line of Credit
TORRINGTON SAVINGS BANK
Aug 22, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Deed Document Number20222234
Deed Book / Page472 / 130
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CT
Recording DateJun 01, 2026
Property Address118 E MOUNTAIN AVE, WINSTED, CT 06098-1355
Document Number000497-474
Book / Page497 / 474
Instrument DateMay 21, 2026
Instrument20261000
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E MOUNTAIN AVE, WINSTED, CT 06098-1355

Mortgage

Document Number0000001000,
DateJun 01, 2026
Book Page497/474
Instrument20261000
Lender
NameTORRINGTON SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate6.23%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateAug 22, 2022
Property Address118 E MOUNTAIN AVE, WINSTED, CT 06098-1355
Document Number000472-130
Book / Page472 / 130
Instrument DateAug 19, 2022
Instrument20220-00002234
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1333890013
DateAug 22, 2022
Instrument1333890013
Lender
NameFIRST WORLD MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winchester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,596.00$157,570 (-) Land $33,250 Building $124,320$110,299 Land $23,275 Building $87,024
2024$4,596.00 (+10.53%)
2023$4,158.00 (-1.07%)$157,570 (+25.75%) Land $33,250 Building $124,320
2022$4,203.00$125,300 Land $24,220 Building $101,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINSTED WATER WORKS
serves 7,784 people
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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