118 E Main St, Woodson, IL 62695 Property Records

Morgan County property record for 118 E Main St, Woodson, IL 62695

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$171,500 (May 2026)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-28-105-024`

Property Details

APN / Parcel Number

Primary APN	`13-28-105-024`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	118 E MAIN ST
City	WOODSON
State	IL
Zip	62695-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: VILLAGE OF WOODSON ALLENS SUBDIVISION LT 3 RICHARDSON SURVEY & PT SD #7 NW* DD3-5336 4-77 29,000
Legal Range	10W
Legal Township	14N
Legal Section	28
Legal Subdivision	WOODSON ALLENS SUBDIVISION
Legal Lot Number	3
Jurisdiction	MORGAN IL
Township / Civil Division	WOODSON
Census Block Group	2
Census Block	2041
Census Tract	952200

Owner

118 E Main St is owned and occupied by an individual who bought it in May 2026.

Source: Morgan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	118 E MAIN ST, WOODSON, IL 62695-4431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF ARENZVILLE
Jan 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF ARENZVILLE
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL
Jul 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF ARENZVIL
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Nov 12, 2024 · Amount on File
Deed Document Number	2026659892
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0000643721
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	118 E MAIN ST, WOODSON, IL 62695-4431
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E MAIN ST, WOODSON, IL 62695-4431

Mortgage

Document Number	0000654259
Date	Jan 30, 2025
Instrument	654259

Lender

Name	THE FIRST NATIONAL BANK OF ARENZVILLE
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

Rate	6.75%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	118 E MAIN ST, WOODSON, IL 62695-4431
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000654260
Date	Jan 30, 2025
Instrument	654260

Lender

Name	THE FIRST NATIONAL BANK OF ARENZVILLE
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	May 7, 2026
Property Address	118 E MAIN ST, WOODSON, IL 62695-4431
Document Number	0000659892
Instrument Date	May 7, 2026
Instrument	2026.659892
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,982.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 E MAIN ST, WOODSON, IL 62695-4431

Mortgage

Document Number	0000659892,
Date	May 7, 2026
Instrument	2026.659892

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN IL
Recording Date	Jul 29, 2022
Property Address	118 E MAIN ST, WOODSON, IL 62695-4431
Document Number	0000643721
Map Reference	MB B PG 537
Instrument Date	Jul 25, 2022
Instrument	643721
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 E MAIN ST, WOODSON, IL 62695-4431

Mortgage

Document Number	0000643722
Date	Jul 29, 2022
Instrument	643722

Lender

Name	THE FIRST NATIONAL BANK OF ARENZVIL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Dec 22, 2020
Property Address	118 E MAIN ST, WOODSON, IL 62695-4431
Document Number	0000635309
Instrument Date	Dec 22, 2020
Instrument	635309
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E MAIN ST, WOODSON, IL 62695-4431

Mortgage

Document Number	0000635310
Date	Dec 22, 2020
Instrument	635310

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 118 E Main St was $3,274 with a homeowner's exemption, up 6.6% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Woodson Village
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+6.61%) Homeowner's exemption	$48,200 (-) Land $3,870 Building $44,330	$144,600 (-) Land $11,610 Building $132,990
2024	$3,071.00	$48,200 (+32.75%) Land $3,870 Building $44,330	$144,600 (+32.75%) Land $11,610 Building $132,990
2023		$36,310 (+1%) Land $3,490 Building $32,820	$108,930 (+1%) Land $10,470 Building $98,460
2022	$2,209.00 (+20.51%) Homeowner's exemption	$33,010 Land $3,170 Building $29,840	$99,030 Land $9,510 Building $89,520
2021	$1,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAYVILLE-WOODSON WATER COMMISSION serves 1,403 people · EPA ID IL1375150
Water Source	Purchased surface water from JACKSONVILLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000

May also be available: Wisper ISP.

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