118 E Main St, Westphalia, MI 48894 Property Records

Clinton County property record for 118 E Main St, Westphalia, MI 48894 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1941
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Nov 2020)
Tax Bill	$663 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-000-008-017-05`

Property Details

APN / Parcel Number

Primary APN	`161-000-008-017-05`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	133 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	118 E MAIN ST
City	WESTPHALIA
State	MI
Zip	48894-9837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND DESC AS: COM AT A PT 340 FT E OF THE NW COR OF SEC 9, T6 N, R4W; TH S 133 FT; TH E 75 FT; TH N 133 FT; TH W
Legal Range	04
Legal Township	06
Legal Section	09
Legal Block	8
Legal Lot Number	17
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1020
Census Tract	10400

Owner

Source: Clinton County records · APN 161-000-008-017-05

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 567, WESTPHALIA, MI 48894-0567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	20205301435
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	118 E MAIN ST, WESTPHALIA, MI 48894-9837
Transaction Type	Mortgage
Record Updated	May 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E MAIN ST, MI 43894

Mortgage

Document Number	0005313031
Date	Jul 19, 2021
Instrument	5313031

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 25, 2020
Property Address	118 E MAIN ST, WESTPHALIA, MI 48894-9837
Document Number	0005301435
Instrument Date	Nov 23, 2020
Instrument	5301435
Transaction Type	Transfer
Record Updated	May 01, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E MAIN ST, WESTPHALIA, MI 48894-9837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 OLD LANSING RD, LANSING, MI 48917-4458

Mortgage

Document Number	0005301436
Date	Nov 25, 2020
Instrument	5301436

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,400 (+10.67%) Land $19,900 Building $47,500	$134,800 (+10.67%) Land $39,800 Building $95,000
2025	$663.00 (-54.65%) Homeowner's exemption	$60,900 (+12.15%) Land $18,500 Building $42,400	$121,800 (+12.15%) Land $37,000 Building $84,800
2024	$1,462.00 (+13.6%)
2023		$54,300	$108,600
2022	$1,287.00 (+57.33%)
2020	$818.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Chapin Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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