Lawrence County property record for 118 E Main St, Loretto, TN 38469 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 26,798 sqft (0.615 acres) |
| Garage | Mixed, 1,186 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2026) |
| Primary APN | 050151I G 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 1,440 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,798 sqft (0.615 acres) |
| Depth X Width | 198 ft x 135 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,186 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 360 sqft Shed |
| Porch Area | 144 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 118 E MAIN ST |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2004 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 960700 |
Source: Lawrence County records · APN 050151I G 01400
Assessment roll updated January 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Building or Construction Mortgage HERITAGE BANK AND TRUST |
| Dec 23, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage CITIZENS BANK OF LAWRENCE COUNTY A BRANC |
| May 07, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK OF WAYNESBORO |
| Sep 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Doc Number | 20263694 |
| Deed Book / Page | 829 / 198 |
| Prior Transfer Date | May 16, 2025 |
| Prior Transfer Doc | 0000002962 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 17, 2026 |
| Property Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Document Number | 0000003694 |
| Book / Page | 829 / 198 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20263694 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,951.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Document Number | 0000003695, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20263695 |
| Name | HERITAGE BANK AND TRUST |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 16, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Document Number | 0000768467 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 768/467 |
| Instrument | 24006913 |
| Name | CITIZENS BANK OF LAWRENCE COUNTY A BRANC |
|---|---|
| Address | PO BOX 246, LORETTO, TN 38469 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12.8% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 20, 2025 |
| Min Rate At Change | 5.8% |
| Max Rate At Change | 9.8% |
| Index | Prime Rate |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 07, 2018 |
| Property Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Book / Page | 000533 / 000540 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 2307 |
| Transaction Type | Construction Loan |
| Record Updated | May 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 118 E MAIN ST LORETTO TN 384692004, LORETTO, TN 38469-2004 |
| Document Number | 533540 |
|---|---|
| Date | May 07, 2018 |
| Book Page | 000533/000540 |
| Instrument | 2307 |
| Name | BANK OF WAYNESBORO |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Sep 15, 2017 |
| Property Address | 118 E MAIN ST, LORETTO, TN 38469-2004 |
| Document Number | 516498 |
| Book / Page | 000516 / 000498 |
| Instrument Date | Sep 10, 2017 |
| Instrument | 4732 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 E MAIN ST LORETTO TN 384692004, LORETTO, TN 38469-2004 |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,375 (-) Land $2,000 Building $32,375 | ||
| 2023 | $804.00 | $34,375 (-) Land $2,000 Building $32,375 | |
| 2022 | $804.00 | $34,375 Land $2,000 Building $32,375 | $137,500 Land $8,000 Building $129,500 |
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