118 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 118 E Main St, Forest City, NC 28043 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 882 sqft · built 1920
Lot Size	0.019 acres (871 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Sep 2023)
Tax Bill	$214 (2022)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0422632`

Property Details

APN / Parcel Number

Primary APN	`0422632`
Alternative APNs	`3241201` `422632`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	882 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Tar & Gravel
Lot Area	871 sqft (0.019 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	3241201
Old Parcel Number	422632
Street Address	118 E MAIN ST
City	FOREST CITY
State	NC
Zip	28043-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1548075875480000; BLDG E MAIN ST
Legal Block	1
Legal Lot Number	2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	3
Census Block	3002
Census Tract	960800

Owner

Source: Rutherford County records · APN 0422632

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1304 W MAIN ST, FOREST CITY, NC 28043-2526
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Commercial Mortgage SWS PROPERTY RENTALS LLC
Mar 29, 2023	Warranty Deed, Transfer
Jan 19, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	0020751539
Deed Book / Page	2075 / 1539
Record Updated	Jun 07, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 26, 2023
Property Address	118 E MAIN ST, FOREST CITY, NC 28043-3101
Document Number	0020751539
Book / Page	2075 / 1539
Map Reference	MB 2070 PG 2286
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 SOURWOOD RDG, RUTHERFORDTON, NC 28139-7852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W MAIN ST, FOREST CITY, NC 28043-2526
Investor	Possibly a Property Investor

Mortgage

Document Number	0020751542
Date	Sep 26, 2023
Instrument	2075/1542

Lender

Name	SWS PROPERTY RENTALS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2038

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 29, 2023
Property Address	118 E MAIN ST, FOREST CITY, NC 28043-3101
Document Number	0020702286
Book / Page	2070 / 2286
Map Reference	MB 2044 PG 3855
Instrument Date	Mar 29, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 W MAIN ST, FOREST CITY, NC 28043-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SHERWOOD DR, RUTHERFORDTON, NC 28139-8149

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 19, 2018
Property Address	118 E MAIN ST, FOREST CITY, NC 28043-3101
Document Number	0011660552
Book / Page	001166 / 000552
Instrument Date	Jan 12, 2018
Instrument	6547
Transaction Type	Transfer
Record Updated	Feb 05, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 563 FOREST CITY NC 280430563, FOREST CITY, NC 28043-0563

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$48,800 Land $10,500 Building $38,300	$48,800 Land $10,500 Building $38,300
2022	$214.00
2021	$214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Main Street Historic District listed 2002 · 60 contributing resources · NRIS 02000017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	2,000 / 50
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, e-Polk, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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