118 E Main St, Fairfield, PA 17320 Property Records

Adams County property record for 118 E Main St, Fairfield, PA 17320

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,278 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2022)
Tax Bill	$3,784 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 006-0056-000`

Property Details

APN / Parcel Number

Primary APN	`11 006-0056-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	118 E MAIN ST
City	FAIRFIELD
State	PA
Zip	17320-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Jurisdiction	ADAMS PA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2008
Census Tract	31700

Owner

Source: Adams County records · APN 11 006-0056-000

Assessment roll updated April 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 E MAIN ST, FAIRFIELD, PA 17320-8970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jul 31, 1995 · Amount on Record
Deed Book / Page	6957 / 706
Record Updated	Jun 08, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Apr 29, 2022
Property Address	118 E MAIN ST, FAIRFIELD, PA 17320-8970
Document Number	006957/706
Book / Page	6957 / 706
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 E MAIN ST, FAIRFIELD, PA 17320-8970

Mortgage

Document Number	0006957709
Date	Apr 29, 2022
Instrument	6957/709

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated April 21, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
Municipality	Fairfield Borough
Unified School District	Fairfield Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,784.00 (+10.35%)	$193,300 (+0.31%) Land $32,500 Building $160,800
2024	$3,429.00 (+2.57%)	$192,700 (-) Land $32,500 Building $160,200
2023	$3,343.00	$192,700 Land $32,500 Building $160,200
2010			$193,300 Land $32,500 Building $160,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Fairfield Historic District listed 2000 · 120 contributing resources · NRIS 00000518

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 117 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIRFIELD MUNI AUTH serves 2,150 people
Water Source	Groundwater
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.