118 E Main St, Elkin, NC 28621 Property Records

Surry County property record for 118 E Main St, Elkin, NC 28621 · Last verified April 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,475 sqft · built 1940
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Tax Bill	$682 (2025)
Flood Zone	Zone X (moderate risk)
APN	`4951-14-42-4716`

Property Details

APN / Parcel Number

Primary APN	`4951-14-42-4716`
Alternative APN	`100040193`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,475 sqft Total Area
1st Floor Area	11,741 sqft
Basement Area	6,100 sqft
Finished Basement	1,536 sqft
Unfinished Basement	4,564 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100040193
Street Address	118 E MAIN ST
City	ELKIN
State	NC
Zip	28621-3429
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	118 E MAIN ST
Legal Subdivision	ELKIN-DOWNTOWN
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4048
Census Tract	930901

Owner

Source: Surry County records · APN 4951-14-42-4716

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 E MAIN ST, ELKIN, NC 28621-3429
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 16, 2026
Transfer Doc	001961/248
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (+105.42%)	$108,480 (+80.35%) Land $13,040 Building $95,440	$108,480 (+80.35%) Land $13,040 Building $95,440
2023	$332.00	$60,150 Land $10,100 Building $50,050	$60,150 Land $10,100 Building $50,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371719309014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Elkin Historic District listed 2000 · 53 contributing resources · NRIS 00001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.