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118 E Lower St, Union City, OH 45390 Property Records

Darke County property record for 118 E Lower St, Union City, OH 45390

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,188 sqft · built 1995
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$98,500 (Aug 2022)
Tax Bill$1,024 (2025)
Deeds & MortgagesOct 2019 Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNH33-2-113-30-01-02-13600

Property Details

APN / Parcel Number

Primary APNH33-2-113-30-01-02-13600

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area2,376 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialCombination
Foundation TypeNo Foundation
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions74 ft deep x 70 ft wide
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address118 E LOWER ST
CityUNION CITY
StateOH
Zip45390-1732
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionE END OLOT L .120 ACRES CALC'D
Legal SubdivisionMAUZYS ADDITION
Legal Lot NumberL
JurisdictionDARKE OH
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2020
Census Tract510100

Owner

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 E LOWER ST, UNION CITY, OH 45390-1732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST MERCHANTS BANK
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 5, 2022Intrafamily Transfer, Transfer
May 9, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST MERCHANTS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleMay 9, 2018 · Amount on Record
Deed Document Number20225222
Deed Book / Page557 / 4900
Prior Transfer DateJul 29, 2022
Prior Transfer Doc00557/2550
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARKE OH
Property Address118 E LOWER ST, UNION CITY, OH 45390-1732
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00530/3507
DateOct 3, 2019
Book Page530/3507
Instrument201900005525
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressUNION CITY, IN 47390
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueOct 9, 2029

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARKE OH
Recording DateAug 26, 2022
Property Address118 E LOWER ST, UNION CITY, OH 45390-1732
Document Number00557/4900
Book / Page557 / 4900
Instrument DateAug 19, 2022
Instrument202200005222
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E LOWER ST, UNION CITY, OH 45390-1732

Mortgage

Document Number202200005223
DateAug 26, 2022
Instrument202200005223
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDARKE OH
Recording DateAug 5, 2022
Property Address118 E LOWER ST, UNION CITY, OH 45390-1732
Document Number00557/2550
Book / Page557 / 2550
Instrument DateAug 3, 2022
Instrument202200004787
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E LOWER ST, UNION CITY, OH 45390-1732
InvestorPossibly a Property Investor

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARKE OH
Recording DateMay 9, 2018
Property Address118 E LOWER ST, UNION CITY, OH 45390-1732
Document Number00517/0632
Book / Page517 / 0632
Map ReferenceMB495 PG3919
Instrument DateMay 2, 2018
Instrument201800002624
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E LOWLL, UNION CITY, OH 45390
InvestorPossibly a Property Investor

Mortgage

Document Number201800002625
DateMay 9, 2018
Instrument201800002625
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2033

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDarke County
County SubdivisionJackson Township
MunicipalityUnion City Village
Unified School DistrictMississinawa Valley Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,024.00 (-2.66%) Homeowner's exemption$32,380 (-) Land $1,590 Building $30,790$92,490 (-) Land $4,530 Building $87,960
2023$1,052.00 (+155.34%) Homeowner's exemption$32,380 (+67.34%) Land $1,590 Building $30,790$92,490 (+67.31%) Land $4,530 Building $87,960
2022$412.00 Homeowner's exemption$19,350 Land $1,340 Building $18,010
2020$55,280 Land $3,820 Building $51,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY VILLAGE PWS
serves 1,650 people · EPA ID OH1901212
Water SourcePurchased groundwater from UNION CITY WATER WORKS
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wabash Communications
Fixed Wireless		100 / 25
Watch TV
Fixed Wireless		100 / 20
altafiber Network Solutions
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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