118 E Laurel St, Monroeton, PA 18832 Property Records

Bradford County property record for 118 E Laurel St, Monroeton, PA 18832

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · built 1975
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2018)
Tax Bill	$3,357 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-099.05-050-000-000`

Property Details

APN / Parcel Number

Primary APN	`24-099.05-050-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Street Address	118 E LAUREL ST
City	MONROETON
State	PA
Zip	18832-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & GARAGE
Legal Subdivision	SUBDIVISION NO 2 ALOIS J BRECHER
Jurisdiction	BRADFORD PA
Township / Civil Division	MONROE
Census Block Group	5
Census Block	5026
Census Tract	951200

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E LAUREL ST, MONROETON, PA 18832-8841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Dec 31, 2018	Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
Apr 9, 2018	Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	201815499
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	118 E LAUREL ST, MONROETON, PA 18832-8841
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012449
Date	Dec 22, 2020
Instrument	202012449

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Dec 31, 2018
Property Address	118 E LAUREL ST, MONROETON, PA 18832-8841
Document Number	0201815499
Map Reference	MAP 541
Instrument Date	Nov 14, 2018
Instrument	201815499
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	NOT AVAILABLE, 1ST ABSTRACT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E LAUREL ST, MONROETON, PA 18832-8841

Mortgage

Document Number	0201815500
Date	Dec 31, 2018
Instrument	201815500

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

April 2018: Deed, Foreclosure

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Apr 9, 2018
Property Address	118 E LAUREL ST, MONROETON, PA 18832-8841
Document Number	0201804872
Instrument Date	Mar 26, 2018
Instrument	201804872
Transaction Type	Foreclosure
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N FRONT ST, 211, HARRISBURG, PA 17101-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E PENN SQ, PHILADELPHIA, PA 19107-3323
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Monroe Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,357.00 (+3.64%)	$44,850 (-)
2024	$3,239.00	$44,850
1999			$89,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	76 (1978–2018)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 25 claims Tropical Storm Lee, Sep 2011 · 41 claims Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Cable Technologies, Revolution Broadband.

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