118 E Larkspur Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for 118 E Larkspur Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-004635-000`

Property Details

APN / Parcel Number

Primary APN	`018-004635-000`
Alternative APNs	`18 4635 0` `44785`

Exterior

Lot Area	22,651 sqft (0.519 acres)

Location & Zoning

Account Number	44785
Old Parcel Number	18 4635 0
Street Address	118 E LARKSPUR LN
City	ONALASKA
State	WI
Zip	54650-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD HILLS ADDITION LOT 36
Legal Range	07
Legal Township	16
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	ELMWOOD HILLS ADDITION
Legal Lot Number	36
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4011
Census Tract	10401

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	118 E LARKSPUR LN, ONALASKA, WI 54650-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	1432133
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	118 E LARKSPUR LN, ONALASKA, WI 54650-8300
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792383
Date	Apr 20, 2022
Instrument	1792383

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2052

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	118 E LARKSPUR LN, ONALASKA, WI 54650-8300
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1777271
Date	Jul 22, 2021
Instrument	1777271

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	118 E LARKSPUR LN, ONALASKA, WI 54650-8300
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1714766
Date	Aug 13, 2018
Instrument	1714766

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2048

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	118 E LARKSPUR LN, ONALASKA, WI 54650-8300
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746477
Date	May 21, 2020
Instrument	1746477

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	118 E LARKSPUR LN, ONALASKA, WI 54650-8300
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1744827
Date	Apr 29, 2020
Instrument	1744827

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,598.00 (+2.39%) Homeowner's exemption	$640,900 (+28.88%) Land $99,800 Building $541,100	$648,300 (+30.36%)
2023	$8,397.00 Homeowner's exemption	$497,300 Land $77,400 Building $419,900	$497,300 Land $77,400 Building $419,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Lynxx Networks, Spectrum, Verizon.

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