Oceana County property record for 118 E Lake St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,717 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Nov 2024) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-600-133-00 |
| Primary APN | 044-600-133-00 |
|---|
| Lot Area | 8,717 sqft (0.2 acres) |
|---|
| Street Address | 118 E LAKE ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 118 E LAKE RD - OFFICIAL MAP PLAT C VILLAGE OF PENTWATER COM 33 FT S & 165 FT W OF N 1/4 PST SEC 23; TH S 132 FT FOR POB; TH |
| Legal Subdivision | OFFICIAL MAP PLAT C VILLAGE OF PENTWATER |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 10800 |
118 E Lake St is owned by two individuals who bought it in November 2024.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10396 N DIVISION AVE, SPARTA, MI 49345-8345 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Prior Sale | May 8, 2023 · Amount on File |
| Deed Document Number | 20245462 |
| Deed Book / Page | 2024 / 20136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | May 8, 2023 |
| Property Address | 118 E LAKE ST, PENTWATER, MI 49449-9591 |
| Document Number | 02023/7636 |
| Book / Page | 2023 / 7636 |
| Instrument Date | May 4, 2023 |
| Instrument | 202300002315 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | OCEAN TITLE AND ESCROW, OCEAN LAND TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 N WASHINGTON ST821, ST821, OWOSSO, MI 48867 |
| Name | Verified Name |
|---|---|
| Address | 8956 N OCEANA DR, PENTWATER, MI 49449-8523 |
The 2025 property tax bill for 118 E Lake St was $2,924.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,600 (+179.76%) Land $186,600 | $373,200 (+179.76%) Land $373,200 | |
| 2025 | $2,924.00 | $66,700 Land $66,700 | $133,400 Land $133,400 |
| 2023 | $95,000 Land $95,000 | $190,000 (-) Land $190,000 | |
| 2022 | $1,612.00 | $190,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 E Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 E Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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