118 E Lafayette St, Jackson, TN 38301 Property Records

Madison County property record for 118 E Lafayette St, Jackson, TN 38301

Property Summary

Property Type	Commercial
Details	1.5 ba · 1,806 sqft · built 1926
Lot Size	21 acres (914,760 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Oct 2014)
Tax Bill	$666 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078P-O-016.01`

Property Details

APN / Parcel Number

Primary APN	`078P-O-016.01`
Alternative APNs	`078PBD 01601 000` `05078PO078P01601` `057078P O 01601`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	1,806 sqft Gross Area
1st Floor Area	903 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	914,760 sqft (21 acres)
Lot Dimensions	43 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 E LAFAYETTE ST
City	JACKSON
State	TN
Zip	38301-6204
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B3
Legal Description	ORIG 78PB-D-16.01 21 X 43
Jurisdiction	MADISON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2021
Census Tract	800

Owner

Source: Madison County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E LAFAYETTE ST, JACKSON, TN 38301-6204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Mar 25, 2020	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	201411533
Deed Book / Page	726 / 217
Prior Transfer Date	May 18, 2011
Prior Transfer Doc	0D708/1723
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	118 E LAFAYETTE ST, JACKSON, TN 38301-6204
Document Number	0000003653
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	118 E LAFAYETTE ST JACKSON TN 383016204, JACKSON, TN 38301-6204

Mortgage

Document Number	0000003653
Date	Mar 27, 2020
Book Page	0T2118/000875
Instrument	3653

Lender

Name	BANCORPSOUTH
Type	Bank
Address	JACKSON, TN 38301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 26, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	118 E LAFAYETTE ST, JACKSON, TN 38301-6204
Document Number	0000005747
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005747
Date	May 18, 2020
Book Page	0T2123/000087
Instrument	5747

Lender

Name	BANCORPSOUTH
Type	Bank
Address	JACKSON, TN 38301

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 17, 2030

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,520 (-) Land $2,240 Building $33,280	$88,800 (-) Land $5,600 Building $83,200
2024	$666.00 (-46.2%)
2023		$35,520 Land $2,240 Building $33,280
2022	$1,238.00		$88,800 Land $5,600 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	23 (1979–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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