118 E Jerald St, Henrico, VA 23075 Property Records

Henrico County property record for 118 E Jerald St, Henrico, VA 23075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 994 sqft · built 1972
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2019)
Tax Bill	$2,613 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`821-722-6344`

Property Details

APN / Parcel Number

Primary APN	`821-722-6344`
Alternative APN	`TA0160014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	994 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	950 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	TA0160014
Street Address	118 E JERALD ST
City	HENRICO
State	VA
Zip	23075-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	0148070000ES0001; HIGHLAND SPRINGS SC 9 BL E LT 1-2 70X100' SUB 7 11 A1 2
Legal Subdivision	HIGHLAND SPRINGS
Legal Lot Number	1-2,7
Jurisdiction	HENRICO VA
Township / Civil Division	VARINA
Census Block Group	3
Census Block	3006
Census Tract	201205

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E JERALD ST, HENRICO, VA 23075-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	201911777
Deed Book / Page	5844 / 1595
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Apr 29, 2019
Property Address	118 E JERALD ST, HENRICO, VA 23075-1614
Document Number	58441595
Book / Page	005844 / 001595
Instrument Date	Apr 17, 2019
Instrument	11777
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E JERALD ST HENRICO VA 230751614, HENRICO, VA 23075-1614

Mortgage

Document Number	58441600
Date	Apr 29, 2019
Book Page	005844/001600
Instrument	11778

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,613.00 (+16.18%)	$311,100 (+13.5%) Land $38,000 Building $273,100	$311,100 (+13.5%) Land $38,000 Building $273,100
2025		$274,100 (+4.78%) Land $32,500 Building $241,600	$274,100 (+4.78%) Land $32,500 Building $241,600
2023	$2,249.00	$261,600 Land $28,500 Building $233,100	$261,600 Land $28,500 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20