118 E Haiti Rd, Berea, KY 40403 Property Records

Madison County property record for 118 E Haiti Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details898 sqft
OwnerIndividual Name on Record
Last Sale$57,000 (Nov 1998)
Tax Bill$291 (2025)
Deeds & MortgagesFeb 2006 Mortgage
Flood ZoneZone X (minimal risk)
APNB002-0004-0012

Property Details

APN / Parcel Number

Primary APNB002-0004-0012
Alternative APNs
  • 127712
  • 90564
  • 57339

Interior

Stories1 Story
Building Area898 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeMixed
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Account Number57339
Street Address118 E HAITI RD
CityBEREA
StateKY
Zip40403-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2009
Census Tract11301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 E HAITI RD, BEREA, KY 40403-1650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 1998 · Amount on Record
Deed SaleNov 5, 1998 · Amount on Record
Deed Document Number0000048992
Record UpdatedJun 8, 2026

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address118 E HAITI RD, BEREA, KY 40403-1650
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1087/324
DateFeb 23, 2006
Book PageM1087/324
Instrument363027
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 17, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$291.00 (+26.52%) Homeowner's exemption$80,000 (+14.12%)$80,000 (+14.12%)
2023$230.00 Homeowner's exemption$70,100$70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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