118 E Griswold St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 118 E Griswold St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,496 sqft · built 1938
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2025)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-PR-190-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-PR-190-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	872 sqft
2nd Floor Area	624 sqft
Basement Area	832 sqft
Family Room	Family Room

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	13.2 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	118 E GRISWOLD ST
City	RIPON
State	WI
Zip	54971-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S28 T16N R14E PRATT'S SUBDIVISION PT OF LOTS 17 & 19 BLK 1 COM AT PT ON N LI GRISWOLD ST 175' E OF SW COR NW 1/4 LOT 39 ETC
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	PRATTS SUBDIVISION
Legal Block	1
Legal Lot Number	39
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3013
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 E GRISWOLD ST, RIPON, WI 54971-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 11, 2025	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	20251212209
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	118 E GRISWOLD ST, RIPON, WI 54971-1742
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001146883
Date	Mar 8, 2021
Instrument	1146883

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 11, 2025
Property Address	118 E GRISWOLD ST, RIPON, WI 54971-1742
Document Number	0001212209
Instrument Date	Aug 1, 2025
Instrument	1212209
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001212210
Date	Aug 11, 2025
Instrument	1212210

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	0001212211
Date	Aug 11, 2025
Instrument	1212211

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AUTH
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Feb 15, 2017
Property Address	118 E GRISWOLD ST, RIPON, WI 54971-1742
Document Number	0001080676
Instrument Date	Feb 15, 2017
Instrument	1080676
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E GRISWOLD ST, RIPON, WI 54971-1742
Investor	Possibly a Property Investor

Mortgage

Document Number	0001080677
Date	Feb 15, 2017
Instrument	1080677

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (-42.22%)	$130,100 (-) Land $17,500 Building $112,600	$200,659 (+16.85%) Land $26,991 Building $173,668
2024	$2,717.00 (+3.43%) Homeowner's exemption	$130,100 (-) Land $17,500 Building $112,600	$171,717 (+12.35%) Land $23,098 Building $148,619
2023	$2,627.00 Homeowner's exemption	$130,100 Land $17,500 Building $112,600	$152,843 Land $20,559 Building $132,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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