118 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 118 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1900
Square Footage	1,822 sqft Total Area
Lot Size	3,750 sqft (0.086 acres)
Occupancy	Owner Occupied
Last Sale	$181,000 (2022)
Tax Bill	$1,391.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-026829`
Alternative APNs	`4026829` `026829`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,822 sqft Total Area
Basement Area	462 sqft Basement
Finished Basement	462 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,750 sqft (0.086 acres)
Depth X Width	125 ft x 30 ft Depth x Width
Patio Area	140 sqft Patio
Porch Area	184 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	026829
Street Address	118 E ELDER ST
City	CUMBERLAND
State	MD
Zip	21502-4708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	118 ELDER ST LOT 114 30X125 HUMBIRD ADDN
Legal Subdivision	HUMBIRD ADD
Legal Lot Number	114
Jurisdiction	ALLEGANY MD
Minor Civil Division	4, CUMBERLAND
Census Blockgroup	1
Census Block	1066
Census Tract	800

Owner

Source: Allegany County records · APN 04-026829

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 E ELDER ST, CUMBERLAND, MD 21502-4708
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jun 10, 2009
Deed Book / Page	2833 / 403
Transfer Doc	0000000506
Record Refreshed	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 23, 2022
Property Address	118 E ELDER ST, CUMBERLAND, MD 21502-4708
Document Number	002833-0403
Book / Page	2833 / 403
Map Reference	MB 1 PG 8
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Dec 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$905.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	118 E ELDER ST, CUMBERLAND, MD 21502-4708

Mortgage

Document Number	0028330410
Date	Nov 23, 2022
Instrument	2833-0410

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,100 (+89.58%) Land $7,500 Building $172,600	$180,100 (+89.58%) Land $7,500 Building $172,600
2025	$1,391.00 (+57.53%)
2023	$883.00	$95,000 Land $7,500 Building $87,500	$95,000 Land $7,500 Building $87,500