118 E Circle Dr, Ruidoso Downs, NM 88346 Property Records

Lincoln County property record for 118 E Circle Dr, Ruidoso Downs, NM 88346

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1948
Lot Size	0.173 acres (7,552 sqft)
Owner	Individual Name on Record
Last Sale	$259,700 (Mar 2025)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-076-065-229-181`

Property Details

APN / Parcel Number

Primary APN	`4-076-065-229-181`
Alternative APN	`387100`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,552 sqft (0.173 acres)

Location & Zoning

Account Number	387100
Street Address	118 E CIRCLE DR
City	RUIDOSO DOWNS
State	NM
Zip	88346-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUIDOSO DOWNS HEIGHTS SD. BLOCK 3 LOT 13
Legal Subdivision	RUIDOSO DOWNS HEIGHTS SD
Legal Block	3
Legal Lot Number	13
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	2
Census Block	2053
Census Tract	960401

Owner

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 8056, RUIDOSO, NM 88355-8056
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL BANK
Mar 31, 2017	Intrafamily Transfer, Transfer
Mar 31, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 4, 2016
Deed Document Number	20251542
Deed Book / Page	2025 / 5259
Prior Transfer Date	Mar 28, 2017
Prior Transfer Doc	2017/01852
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NM
Recording Date	Apr 4, 2022
Property Address	118 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number	02022/2245
Book / Page	2022 / 2245
Instrument Date	Apr 4, 2022
Instrument	202202245
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E CIRCLE DR, 118, RUIDOSO DOWNS, NM 88346-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2352, RUIDOSO DOWNS, NM 88346-2352

Mortgage

Document Number	0202202246
Date	Apr 4, 2022
Instrument	202202246

Lender

Name	WASHINGTON FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NM
Recording Date	Mar 31, 2017
Property Address	118 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number	2017/01852
Book / Page	2017 / 01852
Instrument Date	Mar 28, 2017
Instrument	201701852
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E CIRCLE DR, 118, RUIDOSO DOWNS, NM 88346-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RIVERSIDE EDGE DR, SAN PATRICIO, NM 88348

March 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN NM
Recording Date	Mar 31, 2017
Property Address	118 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number	2017/01851
Book / Page	2017 / 01851
Instrument Date	Mar 3, 2017
Instrument	201701851
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Municipality	Ruidoso Downs City
Unified School District	Ruidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,390 (-) Land $7,556 Building $76,834	$253,170 (-) Land $22,668 Building $230,502
2025	$2,655.00 (+0.61%)	$84,390 (-) Land $7,556 Building $76,834	$253,170 (-) Land $22,668 Building $230,502
2023	$2,639.00	$84,390 Land $7,556 Building $76,834	$253,170 Land $22,668 Building $230,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 85% of New Mexico
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
Choice Broadband Fixed Wireless	100 / 25
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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