118 E Charles St, Medora, IL 62063 Property Records

Macoupin County property record for 118 E Charles St, Medora, IL 62063

Property Summary

Property Type	Single Family Home
Lot Size	0.146 acres (6,390 sqft)
Owner	Individual Name on File
Last Sale	$26,600 (Feb 2022)
Tax Bill	$523 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2022 Sale & Mortgage
APN	`13-31-377-007`

Property Details

APN / Parcel Number

Primary APN	`13-31-377-007`
Alternative APN	`23-000-827-00`

Exterior

Lot Area	6,390 sqft (0.146 acres)

Location & Zoning

Street Address	118 E CHARLES ST
City	MEDORA
State	IL
Zip	62063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 O P MEDORA 13-31-377-007
Legal Block	2
Legal Lot Number	1
Jurisdiction	MACOUPIN IL
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2061
Census Tract	956500

Owner

Source: Macoupin County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 E CHARLES ST, MEDORA, IL 62063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit CHESTERFIELD STATE BANK
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CHESTERFIELD STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Oct 5, 2015
Deed Document Number	2022597056
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	118 E CHARLES ST, MEDORA, IL 62063
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605897
Date	Jun 26, 2023
Instrument	605897

Lender

Name	CHESTERFIELD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2038

Interest

Rate Type	Adjustable Rate
Rate	6%
Min Rate At Change	4%
Max Rate At Change	8%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Feb 18, 2022
Property Address	118 E CHARLES ST, MEDORA, IL 62063
Document Number	0000597056
Instrument Date	Jan 29, 2022
Instrument	597056
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	LANGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHARLES ST, MEDORA, IL 62063

Mortgage

Document Number	0000597057
Date	Feb 18, 2022
Instrument	597057

Lender

Name	CHESTERFIELD STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.93%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Chesterfield Township
Municipality	Medora Village
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00 (+9.87%)	$16,224 (+7%) Land $2,589 Building $13,635	$48,672 (+7%) Land $7,767 Building $40,905
2024	$476.00 (-49.31%)	$15,163 (+15.56%) Land $2,420 Building $12,743	$45,489 (+15.56%) Land $7,260 Building $38,229
2022	$939.00	$13,121 Land $2,094 Building $11,027	$39,363 Land $6,282 Building $33,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDORA serves 484 people · EPA ID IL1170550
Water Source	Purchased surface water from JERSEY RWC
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 200
Wisper ISP Fixed Wireless	400 / 30
Royell Communications Fixed Wireless	25 / 5
Illinois Electric Cooperative Fixed Wireless	25 / 5

May also be available: AT&T, Frontier.

Cell Coverage

4G LTE only, no 5G reported

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