Norfolk County and Franklin Town City property record for 118 E Central St, Franklin, MA 02038 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,813 sqft · built 1900 |
| Lot Size | 0.332 acres (14,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (May 2021) |
| Tax Bill | $6,642 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-213 |
| Primary APN | 66-213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Living Area |
| Gross Area | 3,082 sqft |
| Basement Area | 994 sqft |
| Unfinished Basement | 994 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,449 sqft (0.332 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 66-213 |
|---|---|
| Street Address | 118 E CENTRAL ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1463 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 442204 |
Source: Norfolk County and Franklin Town City records · APN 66-213
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 WINSTON RD, HOLLISTON, MA 01746-1454 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Dec 17, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI DEAN CO-OP BK |
| Aug 08, 2018 | Deed of Trust, Mortgage · Line of Credit DEAN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Dec 17, 2019 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | May 27, 2021 |
| Property Address | 118 E CENTRAL ST, FRANKLIN, MA 02038-1463 |
| Document Number | 1478015 |
| Instrument Date | May 27, 2021 |
| Instrument | 1478015 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 182 ELIOT ST, ASHLAND, MA 01721-2400 |
| Document Number | 1478016 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 1478016 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Dec 17, 2019 |
| Property Address | 118 E CENTRAL ST, FRANKLIN, MA 02038-1463 |
| Document Number | 0001436631 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 1436631 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 E CENTRAL ST FRANKLIN MA 020381463, FRANKLIN, MA 02038-1463 |
| Document Number | 1436634 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 1436634 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 118 E CENTRAL ST, FRANKLIN, MA 02038-1463 |
| Document Number | 0001426411 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 118 E CENTRAL ST FRANKLIN MA 020381463, FRANKLIN, MA 02038-1463 |
| Document Number | 0001426411 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 1426411 |
| Name | DEAN CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 118 E CENTRAL ST, FRANKLIN, MA 02038-1463 |
| Document Number | 0000006041 |
| Instrument Date | Aug 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 118 E CENTRAL ST FRANKLIN MA 020381463, FRANKLIN, MA 02038-1463 |
| Document Number | 0000006041 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 6041 |
| Name | DEAN BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,642.00 (+10.77%) | $571,600 (+12.39%) Land $221,300 Building $350,300 |
| 2024 | $5,996.00 (+8.64%) | $508,600 (+15.93%) Land $221,300 Building $287,300 |
| 2023 | $5,519.00 | $438,700 Land $204,700 Building $234,000 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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