118 E Ave Cornelio, San Clemente, CA 92672 Property Records

Orange County property record for 118 E Ave Cornelio, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,742 sqft · built 1972
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Dec 2017)
Tax Bill	$13,791 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`690-402-28`

Property Details

APN / Parcel Number

Primary APN	`690-402-28`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,742 sqft Living Area
Gross Area	3,264 sqft
Basement Area	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	7,500 sqft (0.172 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 E AVENUE CORNELIO
City	SAN CLEMENTE
State	CA
Zip	92672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 851 BLK 13 LOT 15 TR 851 LOT 15 BLK 13 AND POR OF LOT Z
Legal Subdivision	TRACT NO 851
Legal Tract	851
Legal Block	13
Legal Lot Number	15,Z
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2004
Census Tract	42113

Owner

Source: Orange County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Intrafamily Transfer, Transfer
Apr 30, 2019	Deed of Trust, Mortgage · ARM LENDUS LLC
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
May 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 29, 2017	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Jan 30, 2012 · Amount on Record
Deed Document Number	2017565507
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000237591
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 7, 2021
Property Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205
Document Number	0000237591
Map Reference	MB 25 PG 40&41
Instrument Date	Mar 26, 2021
Instrument	2021000237591
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141081
Date	Apr 30, 2019
Instrument	2019000141081

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205

Mortgage

Document Number	0000013318
Date	Jan 8, 2021
Instrument	2021000013318

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Margin	8
Max Rate	8%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 12, 2020
Property Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205
Document Number	0000213382
Instrument Date	May 8, 2020
Instrument	213382
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	118 E AVENIDA CORNELIO SAN CLEMENTE CA 926723205, SAN CLEMENTE, CA 92672-3205

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 29, 2017
Property Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205
Document Number	0000565507
Map Reference	MB25 PG40&41
Instrument Date	Dec 4, 2017
Instrument	2017000565507
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	118 E AVENIDA CORNELIO, SAN CLEMENTE, CA 92672-3205

Mortgage

Document Number	0000565508
Date	Dec 29, 2017
Instrument	2017000565508

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,791.00 (+1.7%)	$1,365,393 (+4.04%) Land $1,192,525 Building $172,868
2024	$13,561.00 (+2.16%)
2023	$13,274.00 (+1.94%)	$1,312,374 Land $1,146,218 Building $166,156
2022	$13,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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