118 E Ash St, Saint Joseph, MN 56374 Property Records

Stearns County property record for 118 E Ash St, Saint Joseph, MN 56374

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 912 sqft · built 1980
Lot Size	0.236 acres (10,300 sqft)
Owner	Individual Name on Record
Last Sale	$213,500 (Jan 2024)
Tax Bill	$2,570 (2026)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84-53601-0000`

Property Details

APN / Parcel Number

Primary APN	`84-53601-0000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,300 sqft (0.236 acres)
Lot Dimensions	206 ft deep x 50 ft wide
Garage Area	260 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 E ASH ST
City	SAINT JOSEPH
State	MN
Zip	56374-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 001 LOSO'S 2ND ADD SECTION 10 TOWNSHIP 124 RANGE 029 SECTION 10 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	10
Legal Subdivision	LOSOS 2ND ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2078
Census Tract	11308

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Warranty Deed, Transfer QUDARY TITLE, QUARRY TITLE
Jan 9, 2024	Warranty Deed, Transfer QUDARY TITLE, QUARRY TITLE
Jun 12, 2023	Affidavit, Transfer HOME TOWN TITLE LLC, HOME TOWN TITLE
Jul 21, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Jan 2, 2024 · Amount on Record
Deed Document Number	20241615070
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	00A1574913
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 9, 2024
Property Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1666182
Instrument Date	Jan 2, 2024
Instrument	A1666182
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 9, 2024
Property Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1666185
Instrument Date	Jan 2, 2024
Instrument	A1666185
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657

June 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Jun 12, 2023
Property Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1654507
Instrument Date	May 31, 2023
Instrument	A1654507
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 328TH ST, SAINT JOSEPH, MN 56374-9694

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 21, 2020
Property Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1574913
Instrument Date	Jul 17, 2020
Instrument	A1574913
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E ASH ST, SAINT JOSEPH, MN 56374-4657

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,570.00 (+25.49%)	$204,200 (+7.53%) Land $42,800 Building $161,400	$204,200 (+7.53%) Land $42,800 Building $161,400
2025		$189,900 (+0.05%) Land $39,700 Building $150,200	$189,900 (+0.05%) Land $39,700 Building $150,200
2023	$2,048.00	$189,800 Land $44,100 Building $145,700	$189,800 Land $44,100 Building $145,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Joseph serves 7,100 people · EPA ID MN1730033
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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