118 E Allen St, Lancaster, OH 43130 Property Records

Fairfield County property record for 118 E Allen St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1900
Lot Size	0.094 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2020)
Tax Bill	$2,108 (2023)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`053-31686.00`

Property Details

APN / Parcel Number

Primary APN	`053-31686.00`
Alternative APN	`0301 03002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	732 sqft

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,138 sqft (0.094 acres)
Lot Dimensions	69 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0301 03002
Street Address	118 E ALLEN ST
City	LANCASTER
State	OH
Zip	43130-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH OUTLOTS LOT 15-15 PT
Legal Subdivision	NORTH OUT
Legal Lot Number	15-15 15
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	32000

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E ALLEN ST, LANCASTER, OH 43130-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC
Oct 19, 2016	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	202000023354
Deed Book / Page	1841 / 3552
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 20, 2020
Property Address	118 E ALLEN ST, LANCASTER, OH 43130-2513
Document Number	0000023354
Book / Page	1841 / 3552
Instrument Date	Oct 14, 2020
Instrument	202000023354
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E ALLEN ST, LANCASTER, OH 43130-2513

Mortgage

Document Number	0000023355
Date	Oct 20, 2020
Instrument	202000023355

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAIRFIELD OH
Property Address	118 E ALLEN ST, LANCASTER, OH 43130-2513
Document Number	0000000904
Instrument Date	Oct 19, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E ALLEN ST LANCASTER OH 431302513, LANCASTER, OH 43130-2513

Mortgage

Document Number	0000000904
Date	Jan 17, 2017
Book Page	001729/002766
Instrument	904

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,360 (+50.7%) Land $11,160 Building $76,200	$249,590 (+50.71%) Land $31,880 Building $217,710
2023	$2,108.00	$57,970 (-) Land $5,830 Building $52,140
2022		$57,970 Land $5,830 Building $52,140	$165,610 Land $16,650 Building $148,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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