118 E 7th St, Carroll, IA 51401 Property Records

Carroll County property record for 118 E 7th St, Carroll, IA 51401

Property Summary

Property TypeCommercial
Details2,800 sqft · built 1962
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Jan 2007)
Tax Bill$2,320 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0624456011

Property Details

APN / Parcel Number

Primary APN0624456011

Interior

Stories1 Story
Building Area2,800 sqft Total Area
1st Floor Area2,400 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeLog
Lot Area8,712 sqft (0.2 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address118 E 7TH ST
CityCARROLL
StateIA
Zip51401-2401
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL TOWN BLOCK 10 LOT 1
Legal SubdivisionCTIF3 - CARROLL TIF3 AMENDED AREA
Legal Block10
Legal Lot Number1
JurisdictionCARROLL IA
Township / Civil DivisionCARROLL
Census Block Group1
Census Block1036
Census Tract960400

Owner

Source: Carroll County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1945 N MAIN ST, CARROLL, IA 51401-3665
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Commercial Mortgage
REGION XII DEVELOPMENT CORP
May 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2007 · Amount on Record
Deed SaleJan 2, 2007 · Amount on Record
Deed Document Number200748
Deed Book / Page2007 / 48
Last Transfer DateMay 28, 2008
Transfer Doc2008/1939
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IA
Property Address118 E 7TH ST, CARROLL, IA 51401-2401
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20212440
DateJun 25, 2021
Instrument2021-2440
Lender
NameREGION XII DEVELOPMENT CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJun 15, 2031
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IA
Property Address118 E 7TH ST, CARROLL, IA 51401-2401
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20212041
DateMay 28, 2021
Instrument2021-2041
Lender
NameCOMMERCIAL SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCarroll County
MunicipalityCarroll City
Unified School DistrictCarroll Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,470 (-) Land $30,890 Building $156,580$187,470 (-) Land $30,890 Building $156,580
2025$2,320.00 (+7.31%)$187,470 (+14.16%) Land $30,890 Building $156,580$187,470 (+14.16%) Land $30,890 Building $156,580
2023$164,220 (+10.71%) Land $30,890 Building $133,330$164,220 (+10.71%) Land $30,890 Building $133,330
2022$148,330 Land $30,890 Building $117,440
2021$148,330 Land $30,890 Building $117,440
2018$2,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLL MUNICIPAL WATER SUPPLY
serves 10,321 people · EPA ID IA1415072
Water SourceGroundwater
Last State InspectionJul 2024
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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