118 E 5th St, Wilton, IA 52778 Property Records

Muscatine County property record for 118 E 5th St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,019 sqft · built 1883
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$195,500 (Dec 2025)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Dec 2025 Sale Jul 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0406164005`

Property Details

APN / Parcel Number

Primary APN	`0406164005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	312 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	118 E 5TH ST
City	WILTON
State	IA
Zip	52778-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOT 1 BLK 55 BUTTERFIELD'S ADD
Legal Subdivision	BUTTERFIELD'S (BUTT'S ADD)
Legal Block	55
Legal Lot Number	1
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4030
Census Tract	50200

Owner

118 E 5th St is owned and occupied by two individuals who bought it in December 2025.

Source: Muscatine County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 E 5TH ST, WILTON, IA 52778-7812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage MIDWEST FAMILY LENDING CORPORATION
Oct 24, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Sep 29, 2022	Warranty Deed, Transfer
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Oct 24, 2022 · Amount on File
Deed Document Number	20256092
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSCATINE IA
Recording Date	Dec 31, 2025
Property Address	118 E 5TH ST, WILTON, IA 52778-7812
Document Number	0202506092
Instrument Date	Dec 19, 2025
Instrument	2025-06092
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E 5TH ST, WILTON, IA 52778-7812

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Recording Date	Jul 20, 2026
Property Address	118 E 5TH ST, WILTON, IA 52778-7812
Document Number	0000003423
Instrument Date	Dec 9, 2025
Instrument	20263423
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E 5TH ST, WILTON, IA 52778-7812

Mortgage

Document Number	0000003423,
Date	Jul 20, 2026
Instrument	20263423

Lender

Name	MIDWEST FAMILY LENDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Jan 1, 2051

Interest

Rate	6.24%
Max Rate	-1%

October 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MUSCATINE IA
Recording Date	Oct 24, 2022
Property Address	118 E 5TH ST, WILTON, IA 52778-7812
Document Number	0202205759
Instrument Date	Sep 29, 2022
Instrument	2022-05759
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 N HARRISON ST, DAVENPORT, IA 52803-1044

Mortgage

Date	Oct 24, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	34 Months
Due	Aug 29, 2025

Interest

Rate	11%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Sep 29, 2022
Property Address	118 E 5TH ST, WILTON, IA 52778-7812
Document Number	0202205351
Instrument Date	Sep 28, 2022
Instrument	2022-05351
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E 5TH ST, WILTON, IA 52778-7812

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jun 15, 2021
Property Address	118 E 5TH ST, WILTON, IA 52778-7812
Document Number	0202103295
Instrument Date	Jun 3, 2021
Instrument	2021-03295
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E 5TH ST, WILTON, IA 52778-7812

Mortgage

Document Number	0202103296
Date	Jun 15, 2021
Instrument	2021-03296

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jun 8, 2020
Property Address	118 E 5TH ST, WILTON, IA 52778-7812
Document Number	0202002982
Instrument Date	Jun 4, 2020
Instrument	2020-02982
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 E 5TH ST, WILTON, IA 52778-7812

Mortgage

Document Number	0202002983
Date	Jun 8, 2020
Instrument	2020-02983

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 E 5th St was $3,150.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,150.00	$185,070 Land $21,300 Building $163,770	$185,070 Land $21,300 Building $163,770
2024	$3,150.00
2023		$181,355 (+12.83%) Land $21,306 Building $160,049	$181,355 Land $21,306 Building $160,049
2022	$3,028.00	$160,740 Land $20,100 Building $140,640
2021			$160,740 Land $20,100 Building $140,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 E 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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