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118 E 43rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 118 E 43rd St, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage1,032 sqft Finished Area
Lot Size4,200 sqft (0.096 acres)
OccupancyOwner Occupied
Last Sale$163,000 (2024)
Tax Bill$2,159.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-41-03-066.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Units4 Units
Building Area1,032 sqft Finished Area
Gross Area1,134 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area4,200 sqft (0.096 acres)
Depth X Width140 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address118 E 43RD ST
CityCOVINGTON
StateKY
Zip41015-1846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTAYLOR LOT 343 30X140' NS 43RD
Legal SubdivisionTAYLOR HEIRS PLAT E
Legal Lot Number343
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2004
Census Tract61300

Owner

Source: Kenton County records · APN 056-41-03-066.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 E 43RD ST, COVINGTON, KY 41015-1846
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION HOME MORTGAGE CORP
Dec 15, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF ENGLAND
Dec 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2024 · Amount on Record
Deed SaleMar 05, 2024 · Amount on Record
Prior SaleDec 15, 2020 · Amount on Record
Deed Doc Number202477
Deed Book / Page272 / 644
Prior Transfer DateJul 01, 2015
Prior Transfer Doc0000000369
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 05, 2024
Property Address118 E 43RD ST, COVINGTON, KY 41015-1846
Document Number0005900077
Book / PageKC 272 / 644
Instrument DateFeb 29, 2024
Instrument24030505900077
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3776 MOFFETT RD, MORNING VIEW, KY 41063-8785

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E 43RD ST, COVINGTON, KY 41015-1846

Mortgage

Document Number0005900078
DateMar 05, 2024
Instrument24030505900078
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

Mortgage

Document Number0005900079
DateMar 05, 2024
Book PageKCM 530/314
Instrument24030505900079
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 01, 2034

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2020
Property Address118 E 43RD ST, COVINGTON, KY 41015-1846
Document Number0000000061
Book / Page000060 / 000869
Instrument DateDec 10, 2020
Instrument61
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E 43RD ST COVINGTON KY 410151846, COVINGTON, KY 41015-1846

Mortgage

Document Number62
DateDec 15, 2020
Book Page00M140/000253
Instrument62
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address118 E 43RD ST, COVINGTON, KY 41015-1846
Document Number0000000076
Instrument DateDec 07, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E 43RD ST

Mortgage

Document Number0000000076
DateJan 11, 2021
Book Page00M153/000319
Instrument76
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOVINGTON, KY 41011
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,159.00 (+47.37%)$163,000 (+48.18%) Land $10,000 Building $153,000$163,000 (+48.18%) Land $10,000 Building $153,000
2023$1,465.00$110,000 Land $10,000 Building $100,000$110,000 Land $10,000 Building $100,000

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