118 E 38th St, Vancouver, WA 98663 Property Records

Clark County property record for 118 E 38th St, Vancouver, WA 98663

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,366 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Apr 2026)
Tax Bill	$5,498 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000000001013000`

Property Details

APN / Parcel Number

Primary APN	`0000000001013000`
Alternative APN	`010130000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,018 sqft
2nd Floor Area	348 sqft
Upper Floors Area	348 sqft
Basement Area	984 sqft
Finished Basement	500 sqft
Unfinished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Steel Frame
Roof Material	Concrete
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	51 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	118 E 38TH ST
City	VANCOUVER
State	WA
Zip	98663-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22
Legal Description	CHUMASERO HEIGHTS LOT 11 BLK 2 FOR ASSESSOR USE ONLY CHUMASERO HEIGHTS LOT 11 BLK 2
Legal Subdivision	CHUMASERO HEIGHTS
Legal Block	2
Legal Lot Number	11
Jurisdiction	CLARK WA
Township / Civil Division	VANCOUVER
Census Block Group	1
Census Block	1011
Census Tract	41900

Owner

118 E 38th St is owned and occupied by an individual who bought it in April 2026.

Source: Clark County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	118 E 38TH ST, VANCOUVER, WA 98663-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit IQ CU
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Deed Document Number	20266314526
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	118 E 38TH ST, VANCOUVER, WA 98663-2215
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006145330
Date	Sep 28, 2023
Instrument	6145330

Lender

Name	IQ CU
Type	Credit Union
Address	VANCOUVER, WA 98668

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Apr 3, 2026
Property Address	118 E 38TH ST, VANCOUVER, WA 98663-2215
Document Number	0006314526
Instrument Date	Apr 2, 2026
Instrument	20266314526
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	WFG CLARK COUNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E 38TH ST, VANCOUVER, WA 98663-2215

Mortgage

Document Number	0006314527,
Date	Apr 3, 2026
Instrument	20266314527

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 118 E 38th St was $5,498.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Vancouver City
Unified School District	Vancouver Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,886 (+6.65%) Land $237,500 Building $370,386	$607,886 (+6.65%) Land $237,500 Building $370,386
2025	$5,498.00	$569,960 (+1.21%) Land $218,500 Building $351,460	$569,960 (+1.21%) Land $218,500 Building $351,460
2024	$5,498.00 (+8.74%)	$563,160 (+4.14%) Land $218,500 Building $344,660	$563,160 (+4.14%) Land $218,500 Building $344,660
2023	$5,056.00	$540,795 (+0.54%) Land $209,000 Building $331,795	$540,795 (+0.54%) Land $209,000 Building $331,795
2022		$537,911 Land $209,000 Building $328,911	$537,911 Land $209,000 Building $328,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 E 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 118 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VANCOUVER serves 373,047 people · EPA ID WA5391200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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