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118 E 12th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 118 E 12th Ave, Bowling Green, KY 42101

Property Summary

Property TypeCommercial
Details4,809 sqft · built 1944
Lot Size0.137 acres (5,968 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (Jul 2023)
Tax Bill$897 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039A-11-083

Property Details

APN / Parcel Number

Primary APN039A-11-083
Alternative APNs
  • D9946953
  • 257188
  • 396527

Interior

Plumbing Fixtures35 Plumbing Fixtures
Stories2 Stories
Building Area4,809 sqft Gross Area
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1944
Construction TypeFrame
Lot Area5,968 sqft (0.137 acres)

Location & Zoning

Account NumberD9946953
Street Address118 E 12TH AVE
CityBOWLING GREEN
StateKY
Zip42101-3448
Property CategoryCommercial
Property TypeCommercial > Retail
JurisdictionWARREN KY
Township / Civil DivisionBOWLING GREEN
Census Block Group2
Census Block2005
Census Tract10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Adams-Kentucky District
listed 2008 · 126 contributing resources · NRIS 08000012

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address787 COVINGTON ST, BOWLING GREEN, KY 42103-1645
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN NATIONAL BANK
Jul 11, 2023Deed, Transfer · Commercial Mortgage
FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Deed Document Number2008061
Deed Book / PageD1283 / 683
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Recording DateJul 24, 2026
Property Address118 E 12TH AVE, BOWLING GREEN, KY 42101-3448
Document Number0002180954
Book / Page3668 / 103
Instrument DateJul 9, 2026
Instrument20262180954
Transaction TypeMortgage
Record UpdatedAug 3, 2026
Title CompanySUMMIT LDS TITLE, SUMMIT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address35 CLAYRIDGE CT, BOWLING GREEN, KY 42103-7034

Mortgage

Document Number0002180954,
DateJul 24, 2026
Book Page3668/103
Instrument20262180954
Lender
NameFIRST SOUTHERN NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 11, 2041
Interest
Rate5.84%
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionWARREN KY
Recording DateJul 11, 2023
Property Address118 E 12TH AVE, BOWLING GREEN, KY 42101-3448
Document Number0D1283/683
Book / PageD1283 / 683
Instrument DateJul 11, 2023
Instrument2008061
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1240 FAIRWAY ST, BOWLING GREEN, KY 42103-2463

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 COVINGTON ST, BOWLING GREEN, KY 42103-1645

Mortgage

Document Number0002008062
DateJul 11, 2023
Instrument2008062
Lender
NameFIRST SOUTHERN NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueJul 11, 2026

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBowling Green City
CountyWarren County
Unified School DistrictBowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$897.00 (+5%)$280,000 (+56.86%)$280,000 (+56.86%)
2023$598.00$178,500$178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWLING GREEN MUNICIPAL UTILITIES
serves 53,601 people · EPA ID KY1140038
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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