118 E 118th St, Chicago, IL 60628 Property Records

Cook County property record for 118 E 118th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2024
Lot Size	0.066 acres (2,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2025)
Tax Bill	$105 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-314-024`

Property Details

APN / Parcel Number

Primary APN	`25-22-314-024`
Alternative APN	`25-22-314-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	2,865 sqft (0.066 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	118 E 118TH ST
City	CHICAGO
State	IL
Zip	60628-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	SAWYERS SUB/BL 02
Legal Block	3
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2028
Census Tract	530100

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 E 118TH ST, CHICAGO, IL 60628-6202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Warranty Deed, Transfer · Conventional Mortgage SELF HELP FCU
Dec 7, 2023	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 11, 2018	Loan Modification, Mortgage · Line of Credit EVANGELICAL CHRISTIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Deed Document Number	202522145
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	0000046043
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2025
Property Address	118 E 118TH ST, CHICAGO, IL 60628-6202
Document Number	0000922145
Instrument Date	Dec 11, 2024
Instrument	2500922145
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PROPERTY TITLE, PROPER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 EAST 111ST STREET 5TH STREET, CHICAGO, IL 60628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 E 118TH ST, CHICAGO, IL 60628-6202

Mortgage

Document Number	0000922146
Date	Jan 9, 2025
Instrument	2500922146

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 7, 2023
Property Address	118 E 118TH ST, CHICAGO, IL 60628-6202
Document Number	0034146043
Instrument Date	Aug 24, 2023
Instrument	2334146043
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10909 S COTTAGE GROVE AVE, CHICAGO, IL 60628-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E 111TH ST # 5TH, CHICAGO, IL 60628-4614
Investor	Possibly a Property Investor

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Recording Date	Jan 11, 2018
Property Address	118 E 118TH ST, CHICAGO, IL 60628-6202
Document Number	1801146091
Instrument Date	Dec 21, 2017
Instrument	1146091
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10909 S COTTAGE GROVE AVE CHICAGO IL 606283812, CHICAGO, IL 60628-3812

Mortgage

Document Number	1801146091
Date	Jan 11, 2018
Instrument	1146091

Lender

Name	EVANGELICAL CHRISTIAN CU
Type	Credit Union
Address	955 W IMPERIAL HWY, BREA, CA 92821-3812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 10, 2020

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 Land $1,719 Building $24,281	$260,000 Land $17,190 Building $242,810
2024	$105.00
2022	Additional exemption filed
2021	Additional exemption filed

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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