118 Dyer Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 118 Dyer Rd, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0007 L:23-6`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0007 L:23-6`
Alternative APNs	`M:0007 L:23=6` `1342`

Exterior

Architectural Style	Multi-Family
Lot Area	98,446 sqft (2.26 acres)

Location & Zoning

Account Number	1342
Street Address	118 DYER RD
City	CARMEL
State	ME
Zip	04419-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DYER ROAD ESTS PH 2
Legal Lot Number	23-6
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2009
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 DYER RD, CARMEL, ME 04419-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Mar 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR FEDERAL CREDIT UNION
Nov 6, 2020	Deed of Trust, Mortgage FRANKLIN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	118 DYER RD, CARMEL, ME 04419-3440
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165090203
Date	Jun 8, 2022
Book Page	16509/203
Instrument	15948

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	118 DYER RD, CARMEL, ME 04419-3440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150880249
Date	Mar 11, 2019
Book Page	15088/249
Instrument	5851

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	118 DYER RD, CARMEL, ME 04419-3440
Document Number	0157730275
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 DYER RD CARMEL ME 044193440, CARMEL, ME 04419-3440

Mortgage

Document Number	0157730275
Date	Nov 6, 2020
Book Page	015773/000275
Instrument	36625

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	AMHERST, ME 04605

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,228.00 (+15.74%)	$204,300 (-) Land $46,200 Building $158,100
2024	$2,789.00 (+8.35%)	$204,300 (-) Land $46,200 Building $158,100
2022	$2,574.00	$204,300 Land $46,200 Building $158,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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