118 Dwight Dr, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 118 Dwight Dr, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$2,415 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`301301 224.017-3-64`

Property Details

APN / Parcel Number

Primary APN	`301301 224.017-3-64`
Alternative APNs	`130122401700030640000000` `301301 224.017-0003-064` `54675 07`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54675 07
Street Address	118 DWIGHT DR
City	ROME
State	NY
Zip	13440-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Description	H&L 90X100
Legal Block	3
Legal Lot Number	64.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	3
Census Block	3009
Census Tract	22400

Owner

118 Dwight Dr is owned and occupied by an individual.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 DWIGHT DR, ROME, NY 13440-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Sep 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Aug 14, 2026
Property Address	118 DWIGHT DR, ROME, NY 13440-3815
Document Number	0000010746
Instrument Date	Jul 1, 2026
Instrument	202610746
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 DWIGHT DR, ROME, NY 13440-3815

Mortgage

Document Number	0000010746,
Date	Aug 14, 2026
Instrument	202610746

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	118 DWIGHT DR, ROME, NY 13440-3815
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014268
Date	Sep 8, 2022
Instrument	2022-014268

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 118 Dwight Dr was $2,415.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,415.00
2025		$51,400 Land $12,500 Building $38,900	$120,941 Land $29,412 Building $91,529
2023		$51,400 (-) Land $12,500 Building $38,900	$113,266 (+17.92%) Land $27,545 Building $85,721
2022	$3,634.00	$51,400 Land $12,500 Building $38,900	$96,057 Land $23,360 Building $72,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Dwight Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Dwight Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Oneida County Rural Telephone.

Nearby Properties on Dwight Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures