118 Durham Rd, Stanley, NC 28164 Property Records

Gaston County property record for 118 Durham Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,023 sqft · built 2025
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2025)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Mar 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`313684`

Property Details

APN / Parcel Number

Primary APN	`313684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,023 sqft Heated Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	118 DURHAM RD
City	STANLEY
State	NC
Zip	28164-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURHAM RD. LOT 1 PLAT BOOK 105 PAGE 071
Legal Subdivision	BEING 0
Legal Lot Number	1
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	3
Census Block	3010
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11741 206TH ST, LAKEWOOD, CA 90715-1326
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit IFP FUND I LLC A DELAWARE - DE LIMITED L
Mar 3, 2025	Deed of Trust, Mortgage · Line of Credit IFP FUND I LLC A DELAWARE - DE LIMITED L
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Book / Page	5601 / 618
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	118 DURHAM RD, STANLEY, NC 28164-2130
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055132479
Date	Oct 24, 2024
Book Page	5513/2479

Lender

Name	IFP FUND I LLC A DELAWARE - DE LIMITED L
Address	20619 TORRENCE CHAPEL RD, CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	118 DURHAM RD, STANLEY, NC 28164-2130
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20619 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6395

Mortgage

Document Number	0055401389
Date	Mar 3, 2025
Book Page	5540/1389

Lender

Name	IFP FUND I LLC A DELAWARE - DE LIMITED L
Address	448 N 10TH ST STE 402, PHILADELPHIA, PA 19123

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 20, 2025
Property Address	118 DURHAM RD, STANLEY, NC 28164-2130
Document Number	0056010618
Book / Page	5601 / 618
Map Reference	MB 105 PG 71
Instrument Date	Nov 11, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20619 TORRENCE CHAPEL RD STE 116, 116, CORNELIUS, NC 28031-6870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11741 206TH ST, LAKEWOOD, CA 90715-1326

Mortgage

Document Number	0005601620
Date	Nov 20, 2025
Instrument	5601/620

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,714.00	$341,100 Land $26,000 Building $315,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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