Champaign County property record for 118 Downs Ave, Urbana, OH 43078
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,133 sqft · built 1920 |
| Lot Size | 0.026 acres (1,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2021) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Line of Credit Jul 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025528-2 |
| Primary APN | 025528-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,133 sqft Total Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 1,124 sqft (0.026 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025528-2 |
|---|---|
| Street Address | 118 DOWNS AVE |
| City | URBANA |
| State | OH |
| Zip | 43078-1002 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | RTS 00-00-00 __ WINDSOR PARK ADDNPT LOT 22 |
| Legal Subdivision | WINDSOR PARK ADDN |
| Legal Lot Number | 22 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 10400 |
Source: Champaign County records, as of March 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 921 BON AIR DR, URBANA, OH 43078-2216 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 8, 2024 | Warranty Deed, Transfer · Line of Credit FIRST FEDERAL COMMUNITY BANK |
| Jul 5, 2023 | Intrafamily Transfer, Transfer |
| Jul 5, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 20212560 |
| Deed Book / Page | 578 / 1 |
| Last Transfer Date | Jun 29, 2023 |
| Transfer Doc | 0000002445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jan 8, 2024 |
| Property Address | 118 DOWNS AVE, URBANA, OH 43078-1002 |
| Document Number | 00593/3682 |
| Book / Page | 593 / 3682 |
| Map Reference | CAB 1 SL 304 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 202400000097 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1976 S DUGAN RD, URBANA, OH 43078-8212 |
| Document Number | 202400000098 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 202400000098 |
| Name | FIRST FEDERAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jul 5, 2023 |
| Property Address | 118 DOWNS AVE, URBANA, OH 43078-1002 |
| Document Number | 000591/719 |
| Book / Page | 591 / 719 |
| Map Reference | MB D PG 23 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 202300002445 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 921 BON AIR DR, URBANA, OH 43078-2216 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jul 5, 2023 |
| Property Address | 118 DOWNS AVE, URBANA, OH 43078-1002 |
| Document Number | 000591/715 |
| Book / Page | 591 / 715 |
| Map Reference | SL 304 CAB 1 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 202300002444 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 921 BON AIR DR, URBANA, OH 43078-2216 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-96.82%) | $1,180 (-95.54%) Land $1,180 | $3,370 (-95.54%) Land $3,370 |
| 2024 | $1,949.00 (+4,540.48%) | $26,470 (+4,101.59%) Land $2,170 Building $24,300 | |
| 2023 | $42.00 (-97.72%) | $630 (-97.68%) Land $630 | $75,640 (+4,102.22%) Land $6,200 Building $69,440 |
| 2022 | $1,839.00 | $27,100 Land $2,800 Building $24,300 | $1,800 Land $1,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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