Cleveland County property record for 118 Daring Dr, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Jun 2005) |
| Tax Bill | $1,129 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42516 |
| Primary APN | 42516 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 16 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1225293 |
|---|---|
| Street Address | 118 DARING DR |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 10 PB17-83 FOXFIELD SD 2 AC |
| Legal Subdivision | FOXFIELD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950301 |
118 Daring Dr is owned and occupied by an individual who acquired it in February 2007.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 DARING DR, CHERRYVILLE, NC 28021-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2005 · Amount on File |
| Deed Sale | Jun 27, 2005 · Amount on File |
| Deed Document Number | 200554610 |
| Deed Book / Page | 1454 / 1199 |
| Last Transfer Date | Feb 28, 2007 |
| Transfer Doc | 0015132236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 118 DARING DR, CHERRYVILLE, NC 28021-9128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0018371795 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 1837/1795 |
| Instrument | 200053277 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 118 DARING DR, CHERRYVILLE, NC 28021-9128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0018591851 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 1859/1851 |
| Instrument | 200065417 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
The 2026 property tax bill for 118 Daring Dr was $1,129, up 7.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,129.00 (+7.12%) | $166,055 (-) Land $23,350 Building $142,705 | $166,055 (-) Land $23,350 Building $142,705 |
| 2025 | $1,054.00 | $166,055 Land $23,350 Building $142,705 | $166,055 Land $23,350 Building $142,705 |
| 2023 | $106,892 Land $18,240 Building $88,652 | $106,892 Land $18,240 Building $88,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Daring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Daring Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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