118 Crossing Dr, Normal, IL 61761 Property Records

McLean County property record for 118 Crossing Dr, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,188 sqft · built 2001
Lot Size	0.033 acres (1,479 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2017)
Tax Bill	$2,808 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-401-038`

Property Details

APN / Parcel Number

Primary APN	`14-16-401-038`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,479 sqft (0.033 acres)
Lot Dimensions	82.1 ft deep x 18 ft wide
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 CROSSING DR
City	NORMAL
State	IL
Zip	61761-4778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CROSSING AT ROCKINGHAM & SCHOOL PUD LOT14
Legal Range	02E
Legal Township	24N
Legal Section	16
Legal Subdivision	THE CROSSING AT ROCKINGHAM & SCHOOL PUD
Legal Lot Number	14
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2007
Census Tract	108

Owner

Source: McLean County records · APN 14-16-401-038

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 CROSSING DR, NORMAL, IL 61761-4778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 09, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2017 · Amount on Record
Deed Sale	Feb 09, 2017 · Amount on Record
Prior Sale	Nov 24, 2009 · Amount on Record
Deed Document Number	20172636
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jul 28, 2026
Property Address	118 CROSSING DR, NORMAL, IL 61761-4778
Document Number	0000010891
Instrument Date	Jul 08, 2026
Instrument	202610891
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0000010891,
Date	Jul 28, 2026
Instrument	202610891

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	9.63%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	118 CROSSING DR, NORMAL, IL 61761-4778
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100027488
Date	Nov 18, 2021
Instrument	2021-00027488

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jun 01, 2036

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 09, 2017
Property Address	118 CROSSING DR, NORMAL, IL 61761-4778
Document Number	201700002636
Map Reference	DOC99-35667
Instrument Date	Jan 27, 2017
Instrument	2017-00002636
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LINEAR TITLE AND CLOSING, LINER TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 5TH ST N, 618, SARTELL, MN 56377-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CROSSING DR, NORMAL, IL 61761-4778

Mortgage

Document Number	201700002637
Date	Feb 09, 2017
Instrument	2017-00002637

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,297 (+21.89%) Land $5,717 Building $38,580	$132,891 (+21.89%) Land $17,151 Building $115,740
2024	$2,808.00 (+8.17%)
2023	$2,596.00	$36,342 Land $4,690 Building $31,652	$109,026 Land $14,070 Building $94,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Frontier, Metronet Holdings, Pavlov Media, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

118 Crossing Dr, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Crossing Dr

Nearby Streets

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