118 Covington Ave, Findlay, OH 45840 Property Records

Hancock County property record for 118 Covington Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,330 sqft · built 1943
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Apr 2008)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1011-063-04-012.000`

Property Details

APN / Parcel Number

Primary APN	`1011-063-04-012.000`
Alternative APN	`590000266390`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	430 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 COVINGTON AVE
City	FINDLAY
State	OH
Zip	45840-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH VIEW SUB DIV BLK 13 LOT 15-16 &PT ALY N
Legal Subdivision	NORTH VIEW SUB
Legal Block	13
Legal Lot Number	15-16
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3012
Census Tract	500

Owner

Source: Hancock County records · APN 1011-063-04-012.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1112 CHERRY LN, FINDLAY, OH 45840-6722
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2008 · Amount on Record
Deed Sale	Apr 03, 2008 · Amount on Record
Prior Sale	Oct 17, 1996 · Amount on Record
Deed Document Number	20083404
Deed Book / Page	2337 / 736
Prior Transfer Date	Apr 01, 2008
Prior Transfer Doc	002337/736
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 31, 2022
Property Address	118 COVINGTON AVE, FINDLAY, OH 45840-4322
Document Number	02598/5304
Book / Page	2598 / 5304
Instrument Date	Oct 26, 2022
Instrument	202200009681
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1112 CHERRY LN, FINDLAY, OH 45840-6722

Mortgage

Document Number	202200009682
Date	Oct 31, 2022
Instrument	202200009682

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2037

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+15.43%)	$50,890 (+33.71%) Land $6,950 Building $43,940	$145,420 (+33.74%) Land $19,870 Building $125,550
2024	$1,387.00 (-0.14%)	$38,060 (-) Land $5,190 Building $32,870
2023	$1,389.00	$38,060 Land $5,190 Building $32,870
2022			$108,730 Land $14,820 Building $93,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	1 of 16
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Amplex Electric, Defiance Holdings.

Based on FCC filings for 184 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.