118 Council Gap Ct, Cary, NC 27513 Property Records

Wake County property record for 118 Council Gap Ct, Cary, NC 27513

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,673 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2017)
Tax Bill	$6,310 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0744.04-54-6966-000`

Property Details

APN / Parcel Number

Primary APN	`0744.04-54-6966-000`
Alternative APNs	`0744.04-54-6966 0242919` `0744546966` `024291901` `0242919`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,673 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Lot Area	12,197 sqft (0.28 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	127 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0242919
Street Address	118 COUNCIL GAP CT
City	CARY
State	NC
Zip	27513-8737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12CU
Legal Description	LO66 GEORGETOWNE SUB PH1 SE2 BM1998-0023
Legal Subdivision	GEORGETOWNE SUB PH1
Legal Phase	1
Legal Lot Number	66
Jurisdiction	WAKE NC
Township / Civil Division	CEDAR FORK
Census Block Group	3
Census Block	3011
Census Tract	53616

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 COUNCIL GAP CT, CARY, NC 27513-8737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FEDERAL CREDIT UNION
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Sep 23, 2003 · Amount on Record
Deed Book / Page	16856 / 19
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Apr 6, 2026
Property Address	118 COUNCIL GAP CT, CARY, NC 27513-8737
Document Number	0000036753
Book / Page	20192 / 819
Instrument Date	Mar 30, 2026
Instrument	202636753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	118 COUNCIL GAP CT, CARY, NC 27513-8737

Mortgage

Document Number	0000036753,
Date	Apr 6, 2026
Book Page	20192/819
Instrument	202636753

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	118 COUNCIL GAP CT, CARY, NC 27513-8737
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19233/2421
Date	Dec 30, 2022
Book Page	19233/2421

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	118 COUNCIL GAP CT, CARY, NC 27513-8737
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18170/2773
Date	Nov 4, 2020
Book Page	18170/2773

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	118 COUNCIL GAP CT, CARY, NC 27513-8737
Document Number	176451159
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COUNCIL GAP CT CARY NC 275138737, CARY, NC 27513-8737

Mortgage

Document Number	176451159
Date	Nov 12, 2019
Book Page	017645/001159

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2034

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 25, 2017
Property Address	118 COUNCIL GAP CT, CARY, NC 27513-8737
Document Number	168560019
Book / Page	016856 / 000019
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 COUNCIL GAP CT CARY NC 275138737, CARY, NC 27513-8737

Mortgage

Document Number	168560021
Date	Jul 25, 2017
Book Page	016856/000021

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2037

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,310.00 (+34.69%)	$733,936 (+57.64%) Land $275,000 Building $458,936	$733,936 (+57.64%) Land $275,000 Building $458,936
2023	$4,685.00	$465,579 Land $130,000 Building $335,579	$465,579 Land $130,000 Building $335,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance under future conditions
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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