Monroe County property record for 118 Cortez Dr, #E2, Islamorada, FL 33036
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,079 sqft · built 1980 |
| Lot Size | 1 acres (44,912 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,500 (Sep 1996) |
| Tax Bill | $4,969 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00396220-001000 |
| Primary APN | 00396220-001000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,079 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Condo/Apartment |
| Lot Area | 44,912 sqft (1 acres) |
| Account Number | 8562373 |
|---|---|
| Street Address | 118 CORTEZ DR, E2 |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3923 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | INC |
| Legal Description | ISLAMORADA SOUTH NUMBER THREE A CONDOMINIUM UNIT E-2 OR820-16 OR1272-391/403WILL CASE#93-20063-CP-10 OR1364-1054/56DC/AFF OR1367-1647/49ORDOR1422-2174/76 OR1422-2177AFF OR1756-1437/38/AFF |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 15 |
| Legal Subdivision | MATECUMBE OCEAN VIEW |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970900 |
Source: Monroe County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 WINDWICK CT, CARY, NC 27518-2240 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 1996 · Amount on Record |
| Deed Sale | Sep 19, 1996 · Amount on Record |
| Prior Sale | Sep 1, 1980 · Amount on Record |
| Deed Book / Page | 1422 / 2174 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $529,354 (-4.75%) Building $529,354 | $529,354 (-4.75%) Building $529,354 | |
| 2024 | $4,969.00 (+1.53%) | ||
| 2023 | $4,894.00 (+9.83%) | $555,739 (+20.16%) Building $555,739 | $555,739 (+20.16%) Building $555,739 |
| 2022 | $4,456.00 | $462,496 Building $462,496 | $462,496 Building $462,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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