Ellis County property record for 118 Cool Meadows Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,219 sqft · built 2018 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,400 (Mar 2019) |
| Tax Bill | $7,680 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R270824 |
| Primary APN | R270824 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,219 sqft Living Area |
| Gross Area | 2,879 sqft |
| 1st Floor Area | 2,219 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 COOL MEADOWS LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-8904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK R HARMONY PH 3 .14 AC |
| Legal Subdivision | HARMONY PH 3 |
| Legal Block | R |
| Legal Lot Number | 10 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 COOL MEADOWS LN, RED OAK, TX 75154-8904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 6, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage TRINITY OAKS MTG LLC |
| Mar 6, 2019 | Quit Claim Deed, Transfer ALT TITLE |
| Oct 23, 2018 | Grant Deed, Construction Loan · Line of Credit INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on Record |
| Deed Sale | Mar 6, 2019 · Amount on Record |
| Prior Sale | Mar 6, 2019 |
| Deed Document Number | 20196090 |
| Prior Transfer Date | Feb 22, 2019 |
| Prior Transfer Doc | 0000006089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 118 COOL MEADOWS LN, RED OAK, TX 75154-8904 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2148451 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2148451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Mar 6, 2019 |
| Property Address | 118 COOL MEADOWS LN, RED OAK, TX 75154-8904 |
| Document Number | 0000006090 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 6090 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 COOL MEADOWS LN RED OAK TX 751548904, RED OAK, TX 75154-8904 |
| Document Number | 6091 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 6091 |
| Name | TRINITY OAKS MTG LLC |
|---|---|
| Address | RED OAK, TX 75154 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Mar 6, 2019 |
| Property Address | 118 COOL MEADOWS LN, RED OAK, TX 75154-8904 |
| Document Number | 0000006089 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 6089 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | ALT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 23, 2018 |
| Property Address | 118 COOL MEADOWS LN, RED OAK, TX 75154-8904 |
| Document Number | 0000030929 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 30929 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 9, 2019 |
| Title Company | ALT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Number | 30930 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 30930 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | 400 N CARROLL BLVD, DENTON, TX 76201-9011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,948 (-8.97%) Land $60,500 Building $283,448 | $343,948 (-8.97%) Land $60,500 Building $283,448 | |
| 2025 | $7,680.00 (-1.84%) | $377,850 (-16.26%) Land $60,500 Building $317,350 | $377,850 (-16.26%) Land $60,500 Building $317,350 |
| 2024 | $7,824.00 (-16.44%) | ||
| 2023 | $9,363.00 (+1,450.17%) | $451,244 Land $60,500 Building $390,744 | $451,244 Land $60,500 Building $390,744 |
| 2018 | $604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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