Brunswick County property record for 118 Conch St, Supply, NC 28462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 1996 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,500 (Apr 2018) |
| Tax Bill | $2,762 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 232MD010 |
| Primary APN | 232MD010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,704 sqft Heated Area |
| Gross Area | 2,538 sqft |
| 1st Floor Area | 170 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,273 sqft (0.144 acres) |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 52298580 |
|---|---|
| Street Address | 118 CONCH ST |
| City | SUPPLY |
| State | NC |
| Zip | 28462-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-11 B-4 L S HOLDEN H B PL 7/143 |
| Legal Subdivision | L S HOLDEN PROPERTY |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | LOCKWOODS FOLLY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20406 |
118 Conch St is owned by two individuals who bought it in April 2018.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11639 BIERMAN DR SE, CUMBERLAND, MD 21502-6408 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Apr 2, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST UNITED BK/GRAFTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Prior Sale | Apr 1, 2008 · Amount on File |
| Deed Book / Page | 4036 / 494 |
| Prior Transfer Date | Mar 21, 2012 |
| Prior Transfer Doc | 0032530488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 118 CONCH ST, HOLDEN BEACH, NC 28462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044810345 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 4481/345 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 2, 2018 |
| Property Address | 118 CONCH ST, HOLDEN BEACH, NC 28462 |
| Document Number | 0040360494 |
| Book / Page | 004036 / 000494 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $839.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 14029 CANAL RD SE CUMBERLAND MD 215026420, CUMBERLAND, MD 21502-6420 |
| Document Number | 40360499 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 004036/000499 |
| Name | FIRST UNITED BK/GRAFTON |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
The 2025 property tax bill for 118 Conch St was $2,762.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Holden Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $754,420 (-) Land $210,000 Building $544,420 | $754,420 (-) Land $210,000 Building $544,420 | |
| 2025 | $2,762.00 | $754,420 Land $210,000 Building $544,420 | $754,420 Land $210,000 Building $544,420 |
| 2023 | $754,420 Land $210,000 Building $544,420 | $754,420 Land $210,000 Building $544,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Conch St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 636 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 684 units insured incl. 48 condo units |
| Nearby Flood Claims | 70 (1989–2024) |
| Claims Outside the SFHA | 1 of 70 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Conch St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HOLDEN BEACH serves 6,299 people · EPA ID NC0410060 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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