118 Commonwealth Ave, San Francisco, CA 94118 Property Records

San Francisco City property record for 118 Commonwealth Ave, San Francisco, CA 94118

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,565 sqft · built 1907
Lot Size	0.001 acres (58 sqft)
Owner	Trust Name on File
Last Sale	$7,200,000 (Apr 2022)
Tax Bill	$91,172 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Mortgage + 3 more
APN	`1064-052`

Property Details

APN / Parcel Number

Primary APN	`1064-052`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,565 sqft Living Area
1st Floor Area	4,565 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	58 sqft (0.001 acres)

Location & Zoning

Street Address	118 COMMONWEALTH AVE
City	SAN FRANCISCO
State	CA
Zip	94118-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1D
Legal Subdivision	WESTERN ADD BL 644
Legal Block	1064
Legal Lot Number	52
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	RICHMOND-PRESIDIO-MARINA
Census Block Group	2
Census Block	2001
Census Tract	15401

Owner

118 Commonwealth Ave is held in a trust since April 2022.

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	118 COMMONWEALTH AVE, SAN FRANCISCO, CA 94118-2604
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Nov 3, 2020	Deed of Trust, Mortgage FIRST REPUBLIC BK
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BK
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BK
Aug 15, 2017	Quit Claim Deed, Mortgage FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Apr 29, 1997 · Amount on File
Deed Document Number	202243447
Prior Transfer Date	Aug 7, 2017
Prior Transfer Doc	K494229
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 27, 2022
Property Address	118 COMMONWEALTH AVE, SAN FRANCISCO, CA 94118-2604
Document Number	0000043447
Instrument Date	Apr 13, 2022
Instrument	2022043447
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 BAY ST APT 3, 3, SAN FRANCISCO, CA 94123-2361

Mortgage

Document Number	0000043448
Date	Apr 27, 2022
Instrument	2022043448

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	118 COMMONWEALTH AVE, SAN FRANCISCO, CA 94118-2604
Document Number	0004700953
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COMMONWEALTH AVE SAN FRANCISCO CA 941182604, SAN FRANCISCO, CA 94118-2604

Mortgage

Document Number	0004700953
Date	Nov 13, 2020
Instrument	47953

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.65%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	118 COMMONWEALTH AVE, SAN FRANCISCO, CA 94118-2604
Document Number	0K91300646
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COMMONWEALTH AVE SAN FRANCISCO CA 941182604, SAN FRANCISCO, CA 94118-2604

Mortgage

Document Number	0K91300646
Date	Mar 11, 2020
Instrument	K913646

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 10, 2045

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	118 COMMONWEALTH AVE, SAN FRANCISCO, CA 94118-2604
Document Number	0K53000422
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COMMONWEALTH AVE SAN FRANCISCO CA 941182604, SAN FRANCISCO, CA 94118-2604

Mortgage

Document Number	0K53000422
Date	Oct 24, 2017
Instrument	K530422

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Aug 15, 2017
Property Address	118 COMMONWEALTH AVE, SAN FRANCISCO, CA 94118-2604
Document Number	0K49400229
Instrument Date	Aug 7, 2017
Instrument	K494229
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE CO CONCORD

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COMMONWEALTH AVE SAN FRANCISCO CA 941182604, SAN FRANCISCO, CA 94118-2604

Mortgage

Document Number	K49400230
Date	Aug 15, 2017
Instrument	K494230

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 118 Commonwealth Ave was $91,172, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,793,496 (+2%) Land $4,442,293 Building $3,351,203
2025	$91,172.00 (+2.97%)	$7,640,696 Land $4,355,197 Building $3,285,499
2024	$88,540.00 (+1.47%)
2023	$87,255.00 (+232.07%)	$7,344,000 Land $4,186,080 Building $3,157,920
2022	$26,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 118 Commonwealth Ave; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,086 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks.

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