118 Colner Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 118 Colner Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,074 sqft · built 2015
Lot Size	0.063 acres (2,743 sqft)
Owner	Individual Name on File
Last Sale	$512,500 (Jul 2018)
Tax Bill	$8,922 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-2020-051-0000`

Property Details

APN / Parcel Number

Primary APN	`071-2020-051-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,074 sqft Living Area
1st Floor Area	886 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,743 sqft (0.063 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 COLNER CIR
City	FOLSOM
State	CA
Zip	95630-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-M (PD
Legal Description	THE ISLAND PHASE 1A, LOT 101
Legal Subdivision	THE ISLAND PHASE 1A
Legal Lot Number	101
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1019
Census Tract	8504

Owner

118 Colner Cir is owned and occupied by an individual who bought it in July 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	118 COLNER CIR, FOLSOM, CA 95630-3557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Jul 5, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Deed Book / Page	20180705 / 1372
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	118 COLNER CIR, FOLSOM, CA 95630-3557
Document Number	2011031882
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COLNER CIR FOLSOM CA 956303557, FOLSOM, CA 95630-3557

Mortgage

Document Number	2011031882
Date	Nov 3, 2020
Instrument	2011031882

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 5, 2018
Property Address	118 COLNER CIR, FOLSOM, CA 95630-3557
Document Number	1807051372
Instrument Date	Jun 27, 2018
Instrument	1807051372
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COTNER CIR FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	1807051373
Date	Jul 5, 2018
Instrument	1807051373

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 118 Colner Cir was $8,922 with a homeowner's exemption, up 3.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,131 (+2%) Land $170,671 Building $412,460
2025	$8,922.00 (+3.25%) Homeowner's exemption	$571,698 Land $167,325 Building $404,373
2024	$8,641.00 (+0.27%)
2023	$8,618.00 (-0.09%)	$549,501 Land $160,829 Building $388,672
2022	$8,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Colner Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Colner Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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