118 Cobblestone Ln, Meriden, CT 06450 Property Records

Meriden City property record for 118 Cobblestone Ln, Meriden, CT 06450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,148 sqft · built 2010
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2017)
Tax Bill	$11,323 (2025)
Deeds & Mortgages	Sep 2022 Refinance Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-099J-0023-0018`

Property Details

APN / Parcel Number

Primary APN	`227-099J-0023-0018`
Alternative APNs	`MERI M:227 B:99J L:23-18` `M:227 B:99J L:23=18` `139252`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	227-099J-0023-0018
Street Address	118 COBBLESTONE LN
City	MERIDEN
State	CT
Zip	06450-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	99J
Legal Lot Number	23-18
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	1
Census Block	1000
Census Tract	171100

Owner

118 Cobblestone Ln is owned and occupied by two individuals who bought it in May 2017.

Source: Meriden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 COBBLESTONE LN, MERIDEN, CT 06450-6742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Book / Page	5199 / 250
Transfer Doc	004820-251
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	118 COBBLESTONE LN, MERIDEN, CT 06450-6742
Transaction Type	Mortgage
Record Updated	Jul 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005477-341
Date	Sep 21, 2022
Book Page	5477/341

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	118 COBBLESTONE LN, MERIDEN, CT 06450-6742
Transaction Type	Mortgage
Record Updated	Jul 15, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005406-703
Date	Feb 3, 2021
Book Page	5406/703
Instrument	2021000812

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	May 1, 2017
Property Address	118 COBBLESTONE LN, MERIDEN, CT 06450-6742
Document Number	5199-250
Book / Page	005199 / 000250
Instrument Date	Apr 24, 2017
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5199-253
Date	May 1, 2017
Book Page	005199/000253

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 118 Cobblestone Ln was $11,323.

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,323.00	$282,380 (-) Land $65,170 Building $217,210	$403,400 Land $93,100 Building $310,300
2024	$11,323.00 (+10.44%)	$282,380 (+10.16%) Land $65,170 Building $217,210
2023	$10,253.00 (+21.24%)	$256,340 (-) Land $65,170 Building $191,170
2022	$8,457.00	$256,340 Land $65,170 Building $191,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Cobblestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GoNetspeed, T-Mobile, Verizon, Xfinity.

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